106 Ramsbrook Dr, Madison, AL 35757 Property Records

Madison County property record for 106 Ramsbrook Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,415 sqft · built 2012
Owner	Individual Name on Record
Last Sale	$269,000 (Dec 2018)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04-17-0-002-074.003`

Property Details

APN / Parcel Number

Primary APN	`15-04-17-0-002-074.003`
Alternative APN	`483641`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,415 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	483641
Street Address	106 RAMSBROOK DR
City	MADISON
State	AL
Zip	35757-6967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 DARLINGTON SUB PB # 20060901000599000
Legal Range	02W
Legal Township	03S
Legal Section	17
Legal Subdivision	DARLINGTON
Legal Lot Number	4
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1036
Census Tract	10629

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 RAMSBROOK DR, MADISON, AL 35757-6967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST FUNDING LP
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTH ALABAMA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20181212000078461
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	106 RAMSBROOK DR, MADISON, AL 35757-6967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101610
Date	Feb 24, 2017
Instrument	20170224000101610

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Dec 12, 2018
Property Address	106 RAMSBROOK DR, MADISON, AL 35757-6967
Document Number	0000078461
Map Reference	DOC20060901000599000
Instrument Date	Dec 11, 2018
Instrument	20181212000078461
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12843 NANI DR, 12843, MADISON, AL 35756-3066

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 RAMSBROOK DR, MADISON, AL 35757-6967
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078462
Date	Dec 12, 2018
Instrument	20181212000078462

Lender

Name	NORTH ALABAMA MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (+6.33%) Homeowner's exemption	$41,540 (+6.02%) Land $7,500 Building $34,040	$415,400 (+6.05%) Land $75,000 Building $340,400
2023	$1,359.00 (+10.94%) Homeowner's exemption	$39,180 (+10.37%) Land $7,500 Building $31,680	$391,700 (+10.37%) Land $75,000 Building $316,700
2022	$1,225.00 Homeowner's exemption	$35,500 Land $7,500 Building $28,000	$354,900 Land $75,000 Building $279,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon, Xfinity.

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