106 Pine Ridge Ave, Mount Orab, OH 45154 Property Records

Brown County property record for 106 Pine Ridge Ave, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1999
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Mar 2020)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-071768-05-05`

Property Details

APN / Parcel Number

Primary APN	`44-071768-05-05`
Alternative APN	`028943-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	30,928 sqft (0.71 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	028943-1
Street Address	106 PINE RIDGE AVE
City	MOUNT ORAB
State	OH
Zip	45154-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12926 .71 A LAND LOT 41HERITAGE SUB SEC II MT ORAB VILL STERLING TWPWESTERN BRN LSD
Legal Subdivision	HERITAGE SUBDIVISION
Legal Lot Number	41
Jurisdiction	BROWN OH
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1005
Census Tract	951301

Owner

106 Pine Ridge Ave is owned and occupied by an individual who bought it in March 2020.

Source: Brown County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	106 PINE RIDGE AVE, MOUNT ORAB, OH 45154-8238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Mar 30, 2020	Warranty Deed, Transfer · FHA Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Jul 28, 2003
Deed Document Number	20201566
Deed Book / Page	500 / 937
Prior Transfer Date	Dec 12, 2011
Prior Transfer Doc	0000000006
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	106 PINE RIDGE AVE, MOUNT ORAB, OH 45154-8238
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PINE RIDGE AVE, MOUNT ORAB, OH 45154-8238

Mortgage

Document Number	0000003231
Date	Jul 18, 2023
Book Page	523/337
Instrument	202300003231

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Mar 30, 2020
Property Address	106 PINE RIDGE AVE, MOUNT ORAB, OH 45154-8238
Document Number	0000001566
Book / Page	500 / 937
Map Reference	CAB 2 SL 154
Instrument Date	Mar 19, 2020
Instrument	202000001566
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 PINE RIDGE AVE, MOUNT ORAB, OH 45154-8238

Mortgage

Document Number	0000001567
Date	Mar 30, 2020
Instrument	202000001567

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 106 Pine Ridge Ave was $1,818.

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Sterling Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00	$57,040 (-) Land $10,500 Building $46,540
2024	$1,818.00 (+14.34%)	$57,040 (+23.6%) Land $10,500 Building $46,540	$162,980 Land $30,000 Building $132,980
2023	$1,590.00 (-0.06%)	$46,150 (-) Land $9,240 Building $36,910
2022	$1,591.00	$46,150 Land $9,240 Building $36,910
2021			$131,850 Land $26,400 Building $105,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Pine Ridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Pine Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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