106 Pine Needle Ln, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 106 Pine Needle Ln, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 1966
Lot Size	0.28 acres (12,224 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Oct 2025)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-29-511-0A00-0220`

Property Details

APN / Parcel Number

Primary APN	`15-21-29-511-0A00-0220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,224 sqft
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	775 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 PINE NEEDLE LN
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK A SPRING VALLEY FARMS SEC 2 PB 14 PG 59
Legal Range	29E
Legal Township	21S
Legal Section	15
Legal Subdivision	SPRING VALLEY FARMS SEC 02
Legal Tract	511
Legal Block	A
Legal Lot Number	22
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	21705

Owner

106 Pine Needle Ln is owned and occupied by an individual who bought it in October 2025.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit TAMPA BAY FCU
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 1, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	2025102672
Deed Book / Page	10916 / 834
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 P1NENEEDLE LN, ALTAMONTE SPRINGS, FL 32714

Mortgage

Document Number	0101281798
Date	Dec 21, 2021
Book Page	10128/1798
Instrument	2021166123

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company
Address	LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105561117
Date	Dec 22, 2023
Book Page	10556/1117
Instrument	2023116280

Lender

Name	TAMPA BAY FCU
Type	Credit Union
Address	LAKELAND, FL 33803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 15, 2025
Property Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Document Number	0109160834
Book / Page	10916 / 834
Map Reference	MB 14 PG 59
Instrument Date	Oct 3, 2025
Instrument	2025102672
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4032 LENNOX RD, VESTAVIA HILLS, AL 35216-4547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814

Mortgage

Document Number	0010916836
Date	Oct 15, 2025
Instrument	10916/836

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814

Mortgage

Document Number	0097000115
Date	Sep 9, 2020
Book Page	9700/115
Instrument	2020099992

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 1, 2017
Property Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814
Document Number	0088541157
Book / Page	08854 / 1157
Map Reference	MB14 PG59
Instrument Date	Jan 30, 2017
Instrument	2017011362
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PINE NEEDLE LN, ALTAMONTE SPRINGS, FL 32714-5814

Mortgage

Document Number	2017011363
Date	Feb 1, 2017
Instrument	2017011363

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 Pine Needle Ln was $3,506 with a homeowner's exemption, down 0.7% from the year before.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00 (-0.65%) Homeowner's exemption	$288,821 (+2.9%)	$354,662 (+3.46%) Land $100,000 Building $254,662
2024	$3,529.00 (+2.44%) Homeowner's exemption	$280,681 (+3%)	$342,796 (+0.84%) Land $90,000 Building $252,796
2023	$3,445.00 (+2.59%) Homeowner's exemption	$272,506 (+3%)	$339,932 (+0.68%) Land $85,000 Building $254,932
2022	$3,358.00 Homeowner's exemption	$264,569	$337,641 Land $85,000 Building $252,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Pine Needle Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Pine Needle Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Pine Needle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures