106 Pebble Beach Dr, Georgetown, KY 40324 Property Records

Scott County property record for 106 Pebble Beach Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details1,440 sqft
Lot Size1 acres (43,604 sqft)
Owner2 Individual Names on Record
Last Sale$399,900 (Dec 2024)
Tax Bill$3,561 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN137-20-052.000

Property Details

APN / Parcel Number

Primary APN137-20-052.000

Interior

Building Area1,440 sqft Living Area
1st Floor Area780 sqft
Basement Area1,440 sqft
Finished Basement1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeBlock
Lot Area43,604 sqft (1 acres)
Garage TypeBasement
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address106 PEBBLE BEACH DR
CityGEORGETOWN
StateKY
Zip40324-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEHEDGE ESTATES
Legal SubdivisionSTONEHEDGE ESTATES
Legal BlockB
Legal Lot Number21
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1006
Census Tract40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
P N C BANK NA
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF KENTUCKY FCU
Jun 17, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Dec 30, 2024Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleDec 2, 2013 · Amount on Record
Deed Document Number2024520313
Deed Book / Page454 / 381
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateMay 27, 2026
Property Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Document Number0000587523
Book / Page1899 / 249
Instrument DateMay 18, 2026
Instrument2026587523
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590

Mortgage

Document Number0000587523,
DateMay 27, 2026
Book Page1899/249
Instrument2026587523
Lender
NameP N C BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1473/001
DateNov 12, 2019
Book PageM1473/001
Instrument408184
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1517/195
DateJun 17, 2020
Book PageM1517/195
Instrument417525
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 16, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 30, 2024
Property Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Document Number00D454/381
Book / PageD454 / 381
Map ReferenceCAB 1 SL 193
Instrument DateDec 16, 2024
Instrument520313
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address106 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590

Mortgage

Document Number0000520314
DateDec 30, 2024
Instrument520314
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,900 (-)$399,900 (-)
2025$3,561.00 (+117.13%)$399,900 (+75.93%)$399,900 (+75.93%)
2023$1,640.00 Homeowner's exemption$227,300 Land $50,000 Building $177,300$227,300 Land $50,000 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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