106 Opera Dr, Bisbee, AZ 85603 Property Records

Cochise County property record for 106 Opera Dr, Bisbee, AZ 85603

Property Summary

Property Type	Single Family Home
Details	1,723 sqft · built 1919
Lot Size	0.094 acres (4,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2026)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-62-225`

Property Details

APN / Parcel Number

Primary APN	`103-62-225`
Alternative APN	`103-62-22500`

Interior

Stories	2 Stories
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,097 sqft (0.094 acres)
Patio Area	22 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	103-62-22500
Street Address	106 OPERA DR
City	BISBEE
State	AZ
Zip	85603-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISBEE LOTS 19 20 BLK 11
Legal Subdivision	BISBEE
Legal Block	11
Legal Lot Number	19
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	1
Census Block	1029
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bisbee Historic District listed 1980 · 61 contributing resources · NRIS 80004487

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cochise County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1225 E CARTER DR, TEMPE, AZ 85282-7109
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 26, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 26, 2020	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	20262856
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	106 OPERA DR, BISBEE, AZ 85603-1083
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OPERA DR, BISBEE, AZ 85603-1083
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007853
Date	Mar 29, 2022
Instrument	2022-07853

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	106 OPERA DR, BISBEE, AZ 85603-1083
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002445
Date	Feb 12, 2025
Instrument	2025-02445

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 13, 2026
Property Address	106 OPERA DR, BISBEE, AZ 85603-1083
Document Number	0000002856
Map Reference	MB 1 PG 25
Instrument Date	Feb 6, 2026
Instrument	2026-02856
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3029 W GOLDMINE MOUNTAIN DR, SAN TAN VALLEY, AZ 85144-4754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1225 E CARTER DR, TEMPE, AZ 85282-7109

Mortgage

Document Number	0000002857
Date	Feb 13, 2026
Instrument	2026-02857

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 26, 2020
Property Address	106 OPERA DR, BISBEE, AZ 85603
Document Number	0000003886
Instrument Date	Jan 10, 2020
Instrument	3886
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OPERA DR AZ, AZ

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 26, 2020
Property Address	106 OPERA DR, BISBEE, AZ 85603
Document Number	0000003887
Instrument Date	Jan 10, 2020
Instrument	3887
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OPERA DR BISBEE AZ 85603, BISBEE, AZ 85603

Mortgage

Document Number	3888
Date	Feb 26, 2020
Instrument	3888

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Bisbee City
Unified School District	Bisbee Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,741 (-4.18%) Land $3,820 Building $16,921	$207,410 (-4.18%) Land $38,200 Building $169,210
2025	$1,760.00 (+4.58%)	$21,646 (+13.49%) Land $3,820 Building $17,826	$216,455 (+13.49%) Land $38,200 Building $178,255
2024	$1,683.00 (+5.98%)	$19,073 Land $3,820 Building $15,253	$190,729 Land $38,200 Building $152,529
2023	$1,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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