106 Old NC 75 N, Stem, NC 27581 Property Records

Granville County property record for 106 Old NC 75 N, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,580 sqft · built 2021
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Nov 2022)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2408-14680302`

Property Details

APN / Parcel Number

Primary APN	`2408-14680302`
Alternative APNs	`088913136002` `088913 031` `14680302` `1089983`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1089983
Street Address	106 OLD NC 75 N
City	STEM
State	NC
Zip	27581-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 2
Legal Subdivision	GRANVILLE
Legal Lot Number	2
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3035
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 OLD NC 75 N, STEM, NC 27581-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit COFFEY ESTATES LLC
Nov 3, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Book / Page	1927 / 577
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	106 OLD NC 75 N, STEM, NC 27581-7701
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001907/145
Date	Jun 10, 2022
Book Page	1907/145

Lender

Name	COFFEY ESTATES LLC
Type	Non-Lending Institution
Address	DURHAM, NC 27712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Dec 31, 2022

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Nov 3, 2022
Property Address	106 OLD NC 75 N, STEM, NC 27581-7701
Document Number	001927/577
Book / Page	1927 / 577
Map Reference	MB 27 PG 65
Instrument Date	Nov 1, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1841 N NC HIGHWAY 119, MEBANE, NC 27302-9364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OLD NC 75 N, STEM, NC 27581-7701

Mortgage

Document Number	0001927580
Date	Nov 3, 2022
Instrument	1927/580

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Feb 25, 2022
Property Address	106 OLD NC 75 N, STEM, NC 27581-7701
Document Number	00001891/1
Book / Page	1891 / 1
Map Reference	MB 27 PG 65
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, STEM, NC 27581-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1841 NC HWY 19, MEBANE, NC 27302

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,700 (-) Land $55,465 Building $252,235
2025	$3,187.00 (+28.56%)	$307,700 (+71.31%) Land $55,465 Building $252,235	$307,700 (-) Land $55,465 Building $252,235
2024			$307,700 (+71.31%) Land $55,465 Building $252,235
2023	$2,479.00 (+788.53%)	$179,612 (+772.2%) Land $27,488 Building $152,124	$179,612 (+772.2%) Land $27,488 Building $152,124
2022	$279.00	$20,593 Land $20,593	$20,593 Land $20,593

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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