106 Oakchest Ct, Durham, NC 27703 Property Records

Durham County property record for 106 Oakchest Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,906 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jul 2024)
Tax Bill	$5,099 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0860-19-5127`

Property Details

APN / Parcel Number

Primary APN	`0860-19-5127`
Alternative APNs	`0860-19-51-2716` `086001195127` `198464`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Heated Area
1st Floor Area	2,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	106 OAKCHEST CT
City	DURHAM
State	NC
Zip	27703-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10(D)
Legal Description	RAVENSTONE/PH:01/LT#70 PL:000161-000011
Legal Subdivision	RAVENSTN P01
Legal Phase	1
Legal Lot Number	70
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3002
Census Tract	1808

Owner

106 Oakchest Ct is owned and occupied by an individual who bought it in July 2024.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 OAKCHEST CT, DURHAM, NC 27703-9615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on File
Deed Sale	Jul 24, 2024 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	2024103517
Deed Book / Page	10142 / 903
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	106 OAKCHEST CT, DURHAM, NC 27703-9615
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OAKCHEST CT, DURHAM, NC 27703-9615

Mortgage

Document Number	0099730958
Date	Aug 24, 2023
Book Page	9973/958
Instrument	2023072073

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	106 OAKCHEST CT, DURHAM, NC 27703-9615
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OAKCHEST CT, DURHAM, NC 27703-9615

Mortgage

Document Number	0093550977
Date	Jun 9, 2021
Book Page	9355/977
Instrument	2021028965

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	106 OAKCHEST CT, DURHAM, NC 27703-9615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091190568
Date	Oct 30, 2020
Book Page	9119/568
Instrument	2020047376

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 18, 2018
Property Address	106 OAKCHEST CT, DURHAM, NC 27703-9615
Document Number	0084260585
Book / Page	8426 / 585
Map Reference	MB161 PG11
Instrument Date	May 18, 2018
Instrument	2018016717
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12307 OAK CREEK LN # LN1308, 12307, FAIRFAX, VA 22033-4223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OAKCHEST CT, DURHAM, NC 27703-9615

Mortgage

Document Number	2018016718
Date	May 18, 2018
Instrument	2018016718

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 106 Oakchest Ct was $5,099, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,099.00 (+2.53%)	$501,748 (-) Land $107,625 Building $394,123	$501,748 (-) Land $107,625 Building $394,123
2025	$4,973.00	$501,748 Land $107,625 Building $394,123	$501,748 Land $107,625 Building $394,123
2023	$3,694.00 (+2.33%)	$282,081 Land $49,320 Building $232,761	$282,081 Land $49,320 Building $232,761
2022	$3,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Oakchest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Oakchest Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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