106 Oak Tree Ln, Nitro, WV 25143 Property Records

Putnam County property record for 106 Oak Tree Ln, Nitro, WV 25143

Property Summary

Property Type	Mobile Home
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (May 2025)
Tax Bill	$345 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-226D-0096.0000`

Property Details

APN / Parcel Number

Primary APN	`08-226D-0096.0000`
Alternative APNs	`40-08-226D-0096.0000` `00011161`

Exterior

Architectural Style	Mobile Home
Lot Area	14,026 sqft (0.322 acres)
Lot Dimensions	281 ft deep x 50 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011161
Street Address	106 OAK TREE LN
City	NITRO
State	WV
Zip	25143-1405
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 46 & 47 SEC A HULBERT HTS
Legal Subdivision	HULBERT HEIGHTS
Legal Lot Number	46,47
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	4
Census Block	4013
Census Tract	20500

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 OAK TREE LN, NITRO, WV 25143-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 12, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Deed Book / Page	637 / 430
Prior Transfer Date	Jun 28, 2024
Prior Transfer Doc	000628/496
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	May 2, 2025
Property Address	106 OAK TREE LN, NITRO, WV 25143-1405
Document Number	000637/430
Book / Page	637 / 430
Map Reference	DB 628 PG 496
Instrument Date	Apr 17, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OAK TREE LN, NITRO, WV 25143-1405

Mortgage

Document Number	0001385880
Date	May 2, 2025
Instrument	1385/880

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM WV
Recording Date	Jul 12, 2024
Property Address	106 OAK TREE LN, NITRO, WV 25143-1405
Document Number	000628/496
Book / Page	628 / 496
Map Reference	PC 1 PG 89
Instrument Date	Jun 28, 2024
Instrument	005738100003
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 OAK TREE LN, NITRO, WV 25143-1405

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$345.00 (+114.29%)	$27,600 (+7.23%) Land $4,320 Building $23,280	$46,000 (+7.23%) Land $7,200 Building $38,800
2025	$161.00 (+666.67%) Homeowner's exemption	$25,740 (+57.14%) Land $3,900 Building $21,840	$42,900 (+57.14%) Land $6,500 Building $36,400
2023	$21.00 (+23.53%) Homeowner's exemption	$16,380 (+1.49%) Land $3,900 Building $12,480	$27,300 (+1.49%) Land $6,500 Building $20,800
2022	$17.00 Homeowner's exemption	$16,140 Land $3,900 Building $12,240	$26,900 Land $6,500 Building $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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