106 Oak St, Hackettstown, NJ 07840 Property Records

Warren County and Hackettstown Town property record for 106 Oak St, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1956
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 1996)
Tax Bill	$10,069 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00005-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`08-00005-0000-00003`
Alternative APN	`080000500003`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	106 OAK ST
City	HACKETTSTOWN
State	NJ
Zip	07840-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	HACKETTSTOWN
Census Block Group	2
Census Block	2029
Census Tract	31401

Owner

106 Oak St is owned and occupied by two individuals who bought it in July 1996.

Source: Warren County and Hackettstown Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 OAK ST, HACKETTSTOWN, NJ 07840-1517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1996 · Amount on File
Deed Sale	Jul 5, 1996 · Amount on File
Deed Document Number	199670673
Deed Book / Page	1477 / 43
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	106 OAK ST, HACKETTSTOWN, NJ 07840-1517
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OAK ST, HACKETTSTOWN, NJ 07840-1517

Mortgage

Document Number	007472/168
Date	May 23, 2023
Book Page	7472/168
Instrument	2023-592274

Lender

Name	FULTON BANK NA
Type	Bank
Address	HACKETTSTOWN, NJ 07840

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 106 Oak St was $10,069, up 1.7% from the year before.

Source: Warren County and Hackettstown Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Hackettstown Town
Unified School District	Hackettstown Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,600 (-) Land $115,400 Building $174,200	$289,600 (-) Land $115,400 Building $174,200
2025	$10,069.00 (+1.7%)	$289,600 Land $115,400 Building $174,200	$289,600 Land $115,400 Building $174,200
2024	$9,901.00
2023		$289,600 Land $115,400 Building $174,200	$289,600 Land $115,400 Building $174,200
2022	$9,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Optimum.

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