Effingham County property record for 106 Oak Dr, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,296 sqft · built 2000 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jul 2006) |
| Tax Bill | $2,019 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-292-003 |
| Primary APN | 14-10-292-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Base Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Street Address | 106 OAK DR |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 TWIN OAKS SUB 2915/180 2241/36 2111/34 2048/314 1572/230 1503/159 1284/327 1270/222 650/258 |
| Legal Subdivision | TWIN OAKS SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 950400 |
106 Oak Dr is owned and occupied by an individual who acquired it in January 2013.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 OAK DR, WATSON, IL 62473-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2006 · Amount on File |
| Deed Sale | Jul 18, 2006 · Amount on File |
| Prior Sale | Mar 3, 2005 · Amount on File |
| Deed Document Number | 20063422 |
| Deed Book / Page | 2241 / 36 |
| Last Transfer Date | Jan 3, 2013 |
| Transfer Doc | 002915/180 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 106 Oak Dr was $2,019 with a homeowner's exemption, up 9.2% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Municipality | Watson Village |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 (+9.19%) Homeowner's exemption | $40,860 (+9.99%) Land $5,750 Building $35,110 | $122,580 (+9.99%) Land $17,250 Building $105,330 |
| 2024 | $1,849.00 | $37,150 Land $5,230 Building $31,920 | $111,450 Land $15,690 Building $95,760 |
| 2022 | $1,385.00 Homeowner's exemption | $30,560 Land $4,300 Building $26,260 | $91,680 Land $12,900 Building $78,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-WATSON serves 754 people · EPA ID IL0490500 |
|---|---|
| Water Source | Purchased surface water from EJ WATER COOPERATIVE |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures