106 Normira Ave, Elkton, MD 21921 Property Records

Cecil County property record for 106 Normira Ave, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,698 sqft · built 1960
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2026)
Tax Bill	$1,498 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-039676`

Property Details

APN / Parcel Number

Primary APN	`03-039676`
Alternative APNs	`3039676` `039676`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,698 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Pool Area	648 sqft
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	039676
Street Address	106 NORMIRA AVE
City	ELKTON
State	MD
Zip	21921-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 90A - .48 ACRE 106 NORMIRA AVENUE NORMIRA
Legal Subdivision	NORMINA
Legal Lot Number	90A
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2019
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 Normira Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Cecil County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 NORMIRA AVE, ELKTON, MD 21921-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 26, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Oct 26, 2017	Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	2026
Deed Book / Page	5853 / 16
Prior Transfer Date	Apr 28, 2009
Prior Transfer Doc	0026370094
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 28, 2026
Property Address	106 NORMIRA AVE, ELKTON, MD 21921-6014
Document Number	5853000016
Book / Page	5853 / 16
Instrument Date	Sep 2, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NORMIRA AVE, ELKTON, MD 21921-6014

Mortgage

Document Number	5853000024,
Date	Sep 28, 2026
Book Page	5853/24

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	106 NORMIRA AVE, ELKTON, MD 21921-6014
Document Number	0041620033
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NORMIRA AVE ELKTON MD 219216014, ELKTON, MD 21921-6014

Mortgage

Document Number	0041620033
Date	Nov 16, 2017
Book Page	004162/000033

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Interest

Rate	4.12%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	106 NORMIRA AVE, ELKTON, MD 21921-6014
Document Number	0041620025
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NORMIRA AVE ELKTON MD 219216014, ELKTON, MD 21921-6014

Mortgage

Document Number	0041620025
Date	Nov 16, 2017
Book Page	004162/000025

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 106 Normira Ave was $1,498, up 0.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,498.00 (+0.74%)	$87,100 (+1.28%)	$88,200 (-) Land $72,900 Building $15,300
2025	$1,487.00	$86,000	$88,200 Land $72,900 Building $15,300
2023	$3,470.00	$239,667	$242,400 Land $72,900 Building $169,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Normira Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Normira Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications.

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