106 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 106 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 2019
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,100 (Jul 2021)
Tax Bill	$1,069 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28001-030`

Property Details

APN / Parcel Number

Primary APN	`986-28001-030`
Alternative APN	`598442`

Interior

Stories	2 Stories
Building Area	1,455 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	615 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	106 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES, BLOCK 1, LOT 3, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	1
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Apr 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20211434907
Deed Book / Page	5061 / 689
Prior Transfer Date	Jul 7, 2021
Prior Transfer Doc	005061/689
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 8, 2021
Property Address	106 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	5061/689
Book / Page	5061 / 689
Map Reference	VOL 36 PG 59&60
Instrument Date	Jul 7, 2021
Instrument	1434907
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	1434908
Date	Jul 8, 2021
Instrument	1434908

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2019
Property Address	106 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004591/139
Book / Page	4591 / 139
Map Reference	VOL 36 PG 59&60
Instrument Date	Apr 30, 2019
Instrument	1359337
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NIAGARA DRIVE, LAREDO, TX 78045-7433

Mortgage

Document Number	0001359338
Date	Apr 30, 2019
Instrument	1359338

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,318 (+12.99%) Land $27,280 Building $189,038	$216,318 (+12.99%) Land $27,280 Building $189,038
2024	$1,069.00 (-17.26%)
2023		$191,455 Land $17,490 Building $173,965	$191,455 Land $17,490 Building $173,965
2022	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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