106 Needle Pine Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 106 Needle Pine Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,724 sqft · built 2003
Lot Size	0.347 acres (15,124 sqft)
Owner	Individual Name on Record
Last Sale	$555,900 (Dec 2021)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-127-90109610`

Property Details

APN / Parcel Number

Primary APN	`02-127-90109610`
Alternative APNs	`2-127-90109610` `12790109610`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	947 sqft
Basement Area	708 sqft
Finished Basement	708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,124 sqft (0.347 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	12790109610
Street Address	106 NEEDLE PINE LN
City	ANNAPOLIS
State	MD
Zip	21401-6977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 8 BROAD OAK ESTATES
Legal Subdivision	BROAD OAK ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 NEEDLE PINE LN, ANNAPOLIS, MD 21401-6977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Book / Page	38098 / 355
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0201480596
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 20, 2021
Property Address	106 NEEDLE PINE LN, ANNAPOLIS, MD 21401-6977
Document Number	0380980355
Book / Page	38098 / 355
Map Reference	MB 234 PG 47-49
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,948.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	106 NEEDLE PINE LN, ANNAPOLIS, MD 21401-6977

Mortgage

Document Number	0038098362
Date	Dec 20, 2021
Instrument	38098/362

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,600 (+6.54%) Land $210,000 Building $395,600	$605,600 (-) Land $210,000 Building $395,600
2025	$6,714.00 (+6.25%)	$568,400 (+15.06%)	$605,600 (+22.59%) Land $210,000 Building $395,600
2024	$6,319.00 (+17.15%)
2023	$5,394.00	$494,000 Land $210,000 Building $284,000	$494,000 Land $210,000 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20