St. Johns County property record for 106 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,149 sqft · built 2023 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $829,700 (Nov 2023) |
| Tax Bill | $9,336 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009821-0980 |
| Primary APN | 009821-0980 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,149 sqft Living Area |
| Gross Area | 3,737 sqft |
| 1st Floor Area | 2,232 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 NAVIGATORS RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/39-54 MIDDLEBOURNE PHASE ONE LOT 98 OR5860/1854 &5944/504(DM) |
| Legal Subdivision | MIDDLEBOURNE PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20810 |
Source: St. Johns County records · APN 009821-0980
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC |
| Nov 22, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND |
| Dec 22, 2022 | Special Warranty Deed, Transfer TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2022 · Amount on Record |
| Deed Document Number | 202391644 |
| Deed Book / Page | 5860 / 1854 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 07, 2026 |
| Property Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Document Number | 0000029376 |
| Book / Page | 6339 / 425 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202629376 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Document Number | 0000029376, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 6339/425 |
| Instrument | 202629376 |
| Name | NATIONS DIRECT MORTGAGE, LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Document Number | 0058601854 |
| Book / Page | 5860 / 1854 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023091644 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,807.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Document Number | 0058601856 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 5860/1856 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 106 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330 |
| Document Number | 0056831622 |
| Book / Page | 5683 / 1622 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022114696 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,054.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Name | Verified Name |
|---|---|
| Address | 111 N POST OAK LN, HOUSTON, TX 77024-7703 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,417 (+2.7%) | $661,476 (+0.15%) Land $150,000 Building $511,476 | |
| 2025 | $9,336.00 (+9.03%) Homeowner's exemption | $562,237 (+2.9%) | $660,490 (+0.16%) Land $150,000 Building $510,490 |
| 2024 | $8,563.00 (+111.22%) Homeowner's exemption | $546,392 (+264.26%) | $659,462 (+339.64%) Land $145,000 Building $514,462 |
| 2023 | $4,054.00 | $150,000 | $150,000 Land $150,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 181 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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