106 Natchez St, Memphis, NE 68042 Property Records

Saunders County property record for 106 Natchez St, Memphis, NE 68042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 1918
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2979-17-4-09005-001-2500`

Property Details

APN / Parcel Number

Primary APN	`2979-17-4-09005-001-2500`
Alternative APN	`005592500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	795 sqft
Basement Area	795 sqft
Finished Basement	795 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	140 ft deep x 185 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	106 NATCHEZ ST
City	MEMPHIS
State	NE
Zip	68042-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 1-3 & N 35' LOT 4 BLK 1 ORIGINAL TOWN MEMPHIS; MAP NUMBER: 2979-17-4-09005-001-2500
Legal Range	09
Legal Township	13
Legal Section	17
Legal Subdivision	MEMPHIS-O.T.
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2247
Census Tract	968400

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR
May 10, 2019	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage LINCOLN FSB/NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	2021218
Deed Book / Page	563 / 775
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 14, 2021
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0005630775
Book / Page	563 / 775
Instrument Date	Jul 6, 2021
Instrument	2021-07-218
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	UNION TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0005630776
Date	Jul 14, 2021
Book Page	563/776
Instrument	2021-07-219

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0005281071
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 NATCHEZ ST MEMPHIS NE 680425016, MEMPHIS, NE 68042-5016

Mortgage

Document Number	0005281071
Date	Jan 13, 2020
Book Page	000528/001071
Instrument	144

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2030

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0005270232
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 NATCHEZ ST MEMPHIS NE 680425016, MEMPHIS, NE 68042-5016

Mortgage

Document Number	0005270232
Date	Dec 5, 2019
Book Page	000527/000232
Instrument	101

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0005170446
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 NATCHEZ ST MEMPHIS NE 680425016, MEMPHIS, NE 68042-5016

Mortgage

Document Number	0005170446
Date	May 15, 2019
Book Page	000517/000446
Instrument	183

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2029

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0005020402
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 NATCHEZ ST MEMPHIS NE 680425016, MEMPHIS, NE 68042-5016

Mortgage

Document Number	0005020402
Date	Apr 2, 2018
Book Page	000502/000402
Instrument	15

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jan 27, 2017
Property Address	106 NATCHEZ ST, MEMPHIS, NE 68042-5016
Document Number	0004851261
Book / Page	000485 / 001261
Instrument Date	Jan 24, 2017
Instrument	372
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 NATCHEZ ST MEMPHIS NE 680425016, MEMPHIS, NE 68042-5016

Mortgage

Document Number	4851262
Date	Jan 27, 2017
Book Page	000485/001262
Instrument	373

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Municipality	Memphis Village
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00 (-25.33%)	$200,113 (+10.17%) Land $15,180 Building $184,933	$200,113 (+10.17%) Land $15,180 Building $184,933
2023	$2,613.00	$181,644 Land $7,180 Building $174,464	$181,644 Land $7,180 Building $174,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MEMPHIS serves 106 people · EPA ID NE3115508
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2019–2021) action level 15 ppb
Copper	2.26 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Rise Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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