106 N Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 106 N Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,146 sqft · built 1971
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 2004)
Tax Bill	$6,754 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-012-062`

Property Details

APN / Parcel Number

Primary APN	`12-18-012-062`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,146 sqft Base Area
1st Floor Area	2,146 sqft
Basement Area	1,938 sqft
Unfinished Basement	1,938 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	106 N OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50FT LOT 2 & N 50FT LOT 3 BLK 6 HAKMAN'S SUB 2094/167 1333/1 1187/277
Legal Subdivision	HAKMAN'S SUBDIVISION
Legal Block	6
Legal Lot Number	2-3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2021
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 N OAK ST, TEUTOPOLIS, IL 62467-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2004 · Amount on Record
Deed Sale	Dec 20, 2004 · Amount on Record
Deed Document Number	200420407725
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	106 N OAK ST, TEUTOPOLIS, IL 62467-1114
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N OAK ST, TEUTOPOLIS, IL 62467-1114

Mortgage

Document Number	003812/234
Date	Sep 20, 2022
Book Page	3812/234
Instrument	202222003864

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	106 N OAK ST, TEUTOPOLIS, IL 62467-1114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3603/338
Date	Aug 26, 2020
Book Page	3603/338
Instrument	202020004685

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,754.00 (+39.26%)	$123,920 (+33.71%) Land $16,740 Building $107,180	$371,760 (+33.71%) Land $50,220 Building $321,540
2022	$4,850.00 Homeowner's exemption	$92,680 Land $12,520 Building $80,160	$278,040 Land $37,560 Building $240,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wabash Communications.

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