106 N Johnson St, Monroe, NC 28112 Property Records

Union County property record for 106 N Johnson St, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	4 bd · 2.5 ba · 2,292 sqft · built 2019
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2020)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-273-014`

Property Details

APN / Parcel Number

Primary APN	`09-273-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,292 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,754 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 N JOHNSON ST
City	MONROE
State	NC
Zip	28112-4618
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-10 MONRO
Legal Description	0.178A 7764-758
Legal Subdivision	BLOUNT
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2032
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	106 N JOHNSON ST, MONROE, NC 28112-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202030114
Deed Book / Page	7764 / 758
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	106 N JOHNSON ST, MONROE, NC 28112-4618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000819510
Date	Aug 5, 2021
Book Page	8195/10
Instrument	36830

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	106 N JOHNSON ST, MONROE, NC 28112-4618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008569507
Date	Sep 13, 2022
Book Page	8569/507
Instrument	32082

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,200 (-) Land $32,100 Building $385,100	$417,200 (-) Land $32,100 Building $385,100
2025	$3,647.00 (+31.38%)	$417,200 (+63.86%) Land $32,100 Building $385,100	$417,200 (+63.86%) Land $32,100 Building $385,100
2023	$2,776.00	$254,600 Land $16,800 Building $237,800	$254,600 Land $16,800 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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