Walton County property record for 106 N Geronimo St, Miramar Beach, FL 32550
| Property Type | Retail Store |
|---|---|
| Details | 4 ba · 28,757 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,350,000 (Oct 2025) |
| Tax Bill | $15,987 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42000-023-0031 |
| Primary APN | 28-2S-21-42000-023-0031 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 28,757 sqft Gross Area |
| 1st Floor Area | 6,073 sqft |
| Basement Area | 770 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 298 ft deep x 292 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 N GERONIMO ST |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4062 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Legal Description | COM AT THE NW/C OF THE NW4 OF THE SW4 OF SECTION 28, THENCE S 87 DEG 1520 E ALONG THE N 1/4 LINE FOR A DISTANCE OF 1022.92 FT TO THE POINT OF INTERSECTION WITH THE E R/W LINE OF GERONIMO STREET (66 FT WIDE R/W) SAID P.O.B.; THENCE DEPARTING SAID 1/4 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Block | 2300 |
| Legal Lot Number | 31 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950608 |
106 N Geronimo St, a commercial property, is owned by a company that bought it in October 2025.
Source: Walton County records, as of December 3, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2940 HIGHWAY 11, PELHAM, AL 35124-2926 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Line of Credit HANCOCK WHITNEY BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Mar 9, 2011 |
| Deed Document Number | 202538772 |
| Deed Book / Page | 3375 / 1408 |
| Prior Transfer Date | Dec 30, 2010 |
| Prior Transfer Doc | 0028570379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 106 N GERONIMO ST, MIRAMAR BEACH, FL 32550-4062 |
| Document Number | 0033751408 |
| Book / Page | 3375 / 1408 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 20250038772 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Title Company | BEACH LAND AND TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 SEABOARD LN, SANTA ROSA BEACH, FL 32459-6881 |
| Name | Verified Name |
|---|---|
| Address | 2940 HIGHWAY 11, PELHAM, AL 35124-2926 |
| Document Number | 0033751410 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 3375/1410 |
| Instrument | 20250038773 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 N GERONIMO ST, MIRAMAR BEACH, FL 32550-4062 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031554772 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 3155/4772 |
| Instrument | 20200031477 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 N GERONIMO ST, MIRAMAR BEACH, FL 32550-4062 |
| Document Number | 0031632515 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 N GERONIMO ST MIRAMAR BEACH FL 325504062, MIRAMAR BEACH, FL 32550-4062 |
| Document Number | 0031632515 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 003163/002515 |
| Instrument | 40031 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32539-2826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 106 N Geronimo St was $15,987, up 2.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,987.00 (+2.95%) | $1,780,004 (-1.84%) Land $487,872 Building $1,292,132 | $1,780,004 (-1.84%) Land $487,872 Building $1,292,132 |
| 2024 | $15,529.00 (+9.94%) | $1,813,308 (+8.7%) Land $487,872 Building $1,325,436 | $1,813,308 (+8.7%) Land $487,872 Building $1,325,436 |
| 2023 | $14,125.00 (+2.5%) | $1,668,170 (-0.15%) Land $315,374 Building $1,352,796 | $1,668,170 (-0.15%) Land $315,374 Building $1,352,796 |
| 2022 | $13,781.00 | $1,670,623 Land $350,066 Building $1,320,557 | $1,670,623 Land $350,066 Building $1,320,557 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 106 N Geronimo St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 N Geronimo St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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