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106 N Cherry St, Chamois, MO 65024 Property Records

Osage County property record for 106 N Cherry St, Chamois, MO 65024 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 1,232 sqft · built 1975
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Tax Bill$749 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2019 Transfer
Flood ZoneZone AE (high risk)
APN03-10-12-02-005-0010.00

Property Details

APN / Parcel Number

Primary APN03-10-12-02-005-0010.00
Alternative APN
  • 3101202005001000

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Adjusted Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)
Garage TypeCarport
Garage Area286 sqft
CarportCarport
Carport Area286 sqft
Utility Building90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number03101202005001000
Street Address106 N CHERRY ST
CityCHAMOIS
StateMO
Zip65024-1024
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 2 BLOCK A & PT LOT 1 IN B W J KNOTTS ADDITION SEC 12 T45N R8W
Legal Range08W
Legal Township45N
Legal Section12
Legal SubdivisionB W J KNOTTS ADDITION
Legal BlockA
Legal Lot Number2
JurisdictionOSAGE MO
Township / Civil DivisionBENTON
Census Block Group2
Census Block2031
Census Tract490100

Owner

Source: Osage County records · APN 03-10-12-02-005-0010.00

Assessment roll updated January 15, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 N CHERRY ST, CHAMOIS, MO 65024-1024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed of Trust, Mortgage · Line of Credit
HERITAGE COMMUNITY BANK
Sep 09, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 09, 2019
Transfer Doc00539/0062
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE MO
Property Address106 N CHERRY ST, CHAMOIS, MO 65024-1024
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 N CHERRY ST, CHAMOIS, MO 65024-1024

Mortgage

Document Number0000591/38
DateJun 30, 2023
Book Page591/38
Instrument20231004
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSAGE MO
Recording DateSep 09, 2019
Property Address106 N CHERRY ST, CHAMOIS, MO 65024-1024
Document Number539/0062
Book / Page539 / 0062
Instrument DateSep 09, 2019
Instrument2019-1567
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 S MARKET ST, CHAMOIS, MO 65024-1003

Tax Assessment & Valuation

Source: Osage County records · Assessment roll updated January 15, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityChamois City
CountyOsage County
Unified School DistrictOsage County R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$749.00 (+12.13%)$10,893 (+10.34%)$57,333 (+10.35%) Land $5,212 Building $52,121
2023$668.00$9,872$51,955 Land $6,924 Building $45,031

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osage County (29151C), updated September 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291514901002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Nearby Flood Policies19 in force
Nearby Flood Claims44 (1986–2025)
Claims Outside the SFHA2 of 44
Most Recent ClaimApr 2025, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 9 claims
  • Severe Storms & Flooding, Aug 1993 · 19 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 23% of Missouri
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100Yes
WhittrioFixed Wireless (unlicensed)100 / 50No
T-Mobile USAFixed Wireless100 / 20Yes
BrightspeedDSL100 / 10Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

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