Ogle County property record for 106 N Cherry Ave, Polo, IL 61064
| Property Type | Single Family Home |
|---|---|
| Details | 892 sqft · built 1947 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Jul 2018) |
| Tax Bill | $1,169 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-130-002 |
| Primary APN | 14-16-130-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 892 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 8,760 sqft (0.201 acres) |
| Street Address | 106 N CHERRY AVE |
|---|---|
| City | POLO |
| State | IL |
| Zip | 61064-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 9 OF SUB BLK 3 OF BLK 3 BARBERS 2ND ADD CITY OF POLO |
| Legal Subdivision | BARBERS SECOND ADD |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 961500 |
Source: Ogle County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 N CHERRY AVE, POLO, IL 61064-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF PEARL CITY |
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit STATE BANK OF PEARL CITY |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/PEARL CITY |
| Jul 2, 2018 | Warranty Deed, Transfer · Line of Credit STATE BK/PEARL CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | Jan 21, 2010 · Amount on Record |
| Deed Document Number | 20183590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 106 N CHERRY AVE, POLO, IL 61064-1402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003010 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 202303010 |
| Name | STATE BANK OF PEARL CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 106 N CHERRY AVE, POLO, IL 61064-1402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000292 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 202300292 |
| Name | STATE BANK OF PEARL CITY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 106 N CHERRY AVE, POLO, IL 61064-1402 |
| Document Number | 0000004590 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 N CHERRY AVE POLO IL 610641402, POLO, IL 61064-1402 |
| Document Number | 0000004590 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 4590 |
| Name | STATE BK/PEARL CITY |
|---|---|
| Address | PEARL CITY, IL 61062-0397 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 19, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 2, 2018 |
| Property Address | 106 N CHERRY AVE, POLO, IL 61064-1402 |
| Document Number | 0000003590 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 3590 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 N CHERRY AVE POLO IL 610641402, POLO, IL 61064-1402 |
| Document Number | 3591 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 3591 |
| Name | STATE BK/PEARL CITY |
|---|---|
| Address | PEARL CITY, IL 61062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Buffalo Township |
| Municipality | Polo City |
| Unified School District | Polo Community Unit School District 222 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,169.00 (+15.97%) | $18,785 (+1.23%) Land $8,515 Building $10,270 | $56,355 (+1.23%) Land $25,545 Building $30,810 |
| 2023 | $18,557 Land $8,412 Building $10,145 | $55,671 Land $25,236 Building $30,435 | |
| 2022 | $1,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO serves 2,355 people · EPA ID IL1410450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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