106 N Cedar St, Leonard, TX 75452 Property Records

Fannin County property record for 106 N Cedar St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 2004
Lot Size	0.175 acres (7,601 sqft)
Owner	Individual Name on File
Last Sale	$257,355 (Mar 2025)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9160-010-001A-02`

Property Details

APN / Parcel Number

Primary APN	`9160-010-001A-02`
Alternative APN	`90376`

Interior

Full Baths	2 Baths
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9160-010-001A-02
Street Address	106 N CEDAR ST
City	LEONARD
State	TX
Zip	75452-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ADDN 2, BLOCK 10, LOT PT OF 1,2, ACRES 0.1745
Legal Subdivision	ROCKWELL ADDITION NO 2
Legal Block	10
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2044
Census Tract	950701

Owner

106 N Cedar St is owned and occupied by an individual who bought it in March 2025.

Source: Fannin County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	106 N CEDAR ST, LEONARD, TX 75452-2244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NTFN INC
Sep 29, 2021	Deed of Trust, Mortgage TEXAS STATE AFFORDABLE HSNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Dec 19, 2024 · Amount on File
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0000007130
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	106 N CEDAR ST, LEONARD, TX 75452-2244
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007129
Date	Sep 29, 2021
Instrument	2021007129

Lender

Name	NTFN INC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	106 N CEDAR ST, LEONARD, TX 75452-2244
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N CEDAR ST, LEONARD, TX 75452-2244

Mortgage

Document Number	2021007128
Date	Sep 29, 2021
Instrument	2021007128

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 27, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 106 N Cedar St was $4,783, up 158% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,783.00 (+157.98%)	$221,890 Land $46,290 Building $175,600	$221,890 Land $46,290 Building $175,600
2024	$1,854.00
2023		$115,255 Land $23,070 Building $92,185	$115,255 Land $23,070 Building $92,185
2018	$2,441.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 N Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 N Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink.

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