106 Muzzy St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 106 Muzzy St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,368 sqft · built 1890
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2023)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`104-00037`

Property Details

APN / Parcel Number

Primary APN	`104-00037`
Alternative APN	`CHIC M:0104 P:00037`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,106 sqft
1st Floor Area	1,216 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	104-00037
Street Address	106 MUZZY ST
City	CHICOPEE
State	MA
Zip	01020-3417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3010
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 27, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 21, 2023	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Jul 12, 2021	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 29, 2018	Quit Claim Deed, Transfer · Commercial Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	202355740
Deed Book / Page	25236 / 289
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 15, 2026
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Document Number	0000027442
Book / Page	26375 / 492
Instrument Date	May 22, 2026
Instrument	202627442
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MUZZY ST, CHICOPEE, MA 01020-3417

Mortgage

Document Number	0000027442,
Date	Jun 15, 2026
Book Page	26375/492
Instrument	202627442

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2054

Interest

Rate	6.23%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024788-456
Date	Nov 1, 2022
Book Page	24788/456
Instrument	64926

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025548-302
Date	Aug 27, 2024
Book Page	25548/302
Instrument	39171

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 21, 2023
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Document Number	025236-289
Book / Page	25236 / 289
Instrument Date	Nov 21, 2023
Instrument	55740
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712

Mortgage

Document Number	0000055741
Date	Nov 21, 2023
Instrument	55741

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 12, 2021
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Document Number	023994-188
Book / Page	23994 / 188
Instrument Date	Jul 12, 2021
Instrument	48146
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 HILLSIDE RD, WESTFIELD, MA 01085-4110

Mortgage

Document Number	0000048147
Date	Jul 12, 2021
Instrument	48147

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 29, 2018
Property Address	106 MUZZY ST, CHICOPEE, MA 01020-3417
Document Number	0022423-79
Book / Page	22423 / 79
Instrument	64852
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0224230082
Date	Oct 29, 2018
Instrument	22423/0082

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,487.00 (+5.8%)	$296,000 (+3.03%) Land $73,600 Building $222,400
2024	$4,241.00 (+7.2%)	$287,300 (+10.03%) Land $72,100 Building $215,200
2023	$3,956.00	$261,100 Land $65,600 Building $195,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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