106 Mount Vernon Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 106 Mount Vernon Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,012 sqft · built 1865
Lot Size	0.181 acres (7,893 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Sep 2021)
Tax Bill	$7,988 (2026)
Deeds & Mortgages	Sep 2021 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0C5 P:0058=59`

Property Details

APN / Parcel Number

Primary APN	`M:0C5 P:0058=59`
Alternative APN	`MELR M:0C5 P:0058-59`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,012 sqft Living Area
Gross Area	2,227 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,893 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	106 MOUNT VERNON AVE
City	MELROSE
State	MA
Zip	02176-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2010
Census Tract	336404

Owner

106 Mount Vernon Ave is owned and occupied by an individual who bought it in September 2021.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 MOUNT VERNON AVE, MELROSE, MA 02176-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Quit Claim Deed, Transfer
Apr 6, 2017	Quit Claim Deed, Transfer · ARM WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Document Number	2021207252
Deed Book / Page	78722 / 331
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	78722-331
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 17, 2021
Property Address	106 MOUNT VERNON AVE, MELROSE, MA 02176-5209
Document Number	78722-331
Book / Page	78722 / 331
Instrument Date	Aug 25, 2021
Instrument	207252
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MOUNT VERNON AVE, MELROSE, MA 02176-5209

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 6, 2017
Property Address	106 MOUNT VERNON AVE, MELROSE, MA 02176-5209
Document Number	69108-117
Book / Page	69108 / 117
Instrument	50620
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69108-120
Date	Apr 6, 2017
Book Page	69108/120
Instrument	50621

Lender

Name	WASHINGTON TRUST MTG

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.38%

Tax Assessment & Valuation

The 2026 property tax bill for 106 Mount Vernon Ave was $7,988, up 11,647.1% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,988.00 (+11,647.06%)	$696,400 (+0.81%) Land $432,000 Building $264,400	$739,529 (-5.22%)
2025	$68.00 (-98.95%)	$690,800 (+5.56%) Land $432,000 Building $258,800	$780,235
2024	$6,498.00 (+2.07%)	$654,400 (+7.12%) Land $404,100 Building $250,300
2023	$6,366.00	$610,900 Land $376,200 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Mount Vernon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 Mount Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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