Hamilton County property record for 106 Morrow St, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 998 sqft · built 1911 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0007-0102-00 |
| Primary APN | 671-0007-0102-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 998 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 592 sqft |
| 2nd Floor Area | 406 sqft |
| Basement Area | 406 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,788 sqft (0.064 acres) |
| Lot Dimensions | 55 ft deep x 50 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 296 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 106 MORROW ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106 MORROW ST 50 X 55 PT LOT 73 J H OLIVERS 1STSUB |
| Legal Subdivision | OLIVERS 1STSUB |
| Legal Lot Number | 73 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23201 |
Source: Hamilton County records · APN 671-0007-0102-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 10, 2021 | Certificate of Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 1993 |
| Deed Sale | Nov 18, 1993 |
| Deed Document Number | 1993210300 |
| Deed Book / Page | 6324 / 64 |
| Last Transfer Date | Nov 04, 2021 |
| Transfer Doc | 0000136364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007429 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 14842/1243 |
| Instrument | 2023-0007429 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 23, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000113634 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 14814/1742 |
| Instrument | 2022-0113634 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Dec 09, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000066598 |
|---|---|
| Date | Jul 07, 2022 |
| Book Page | 14703/1449 |
| Instrument | 2022-0066598 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 10, 2021 |
| Property Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Document Number | 0000136364 |
| Book / Page | 14542 / 1249 |
| Instrument Date | Nov 04, 2021 |
| Instrument | 2021-0136364 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 MORROW ST, CINCINNATI, OH 45215-3249 |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+2.39%) | $25,039 (-) Land $6,097 Building $18,942 | $71,540 (-) Land $17,420 Building $54,120 |
| 2024 | $1,296.00 (-1.44%) | $25,039 (-) Land $6,097 Building $18,942 | |
| 2023 | $1,315.00 (+27.79%) | $25,039 (+64.8%) Land $6,097 Building $18,942 | $71,540 (+64.8%) Land $17,420 Building $54,120 |
| 2022 | $1,029.00 Homeowner's exemption | $15,194 Land $4,904 Building $10,290 | |
| 2020 | $43,410 Land $14,010 Building $29,400 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 532 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING CITY PWS serves 9,506 people |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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