Lauderdale County property record for 106 Moorsgate Dr, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,453 sqft · built 1984 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Sep 2016) |
| Tax Bill | $1,195 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-25-0-001-004-057 |
| Primary APN | 15-07-25-0-001-004-057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,117 sqft |
| 2nd Floor Area | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.539 acres) |
| Lot Dimensions | 192 ft deep x 106 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 88802 |
|---|---|
| Street Address | 106 MOORSGATE DR |
| City | FLORENCE |
| State | AL |
| Zip | 35630-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 144.9 X 193.9 IRR TWIN BROOKS SD LOT 43 .54 AC/C SEC 25 T2S R11W PB 5 PG 15 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | TWIN BROOKS |
| Legal Lot Number | 43 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11504 |
106 Moorsgate Dr is owned and occupied by an individual who bought it in September 2016.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MOORSGATE DR, FLORENCE, AL 35630-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Feb 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on File |
| Deed Sale | Sep 26, 2016 · Amount on File |
| Deed Document Number | 0201643588 |
| Deed Book / Page | 2016 / 43588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 106 MOORSGATE DR, FLORENCE, AL 35630-1117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/56549 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 2020/56549 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 106 MOORSGATE DR, FLORENCE, AL 35630-1117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/4826 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 2020/4826 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $29,540 | $299,900 Land $50,000 Building $249,900 |
| 2023 | $1,195.00 (+15.13%) Homeowner's exemption | $4,180 (-81.42%) Land $4,180 | $257,120 (+14.38%) Land $41,700 Building $215,420 |
| 2022 | $1,038.00 Homeowner's exemption | $22,500 | $224,800 Land $45,100 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Moorsgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Moorsgate Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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