106 Monaco Cir, Clemson, SC 29631 Property Records

Pickens County property record for 106 Monaco Cir, Clemson, SC 29631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,252 sqft · built 1988
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2019)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4054-12-96-6131`

Property Details

APN / Parcel Number

Primary APN	`4054-12-96-6131`
Alternative APN	`R0023576`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
Basement Area	1,018 sqft
Finished Basement	112 sqft
Unfinished Basement	906 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Basement
Garage Area	1 sqft
Porch	Porch
Porch Area	12 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R0023576
Old Parcel Number	4054 12 96 6131
Street Address	106 MONACO CIR
City	CLEMSON
State	SC
Zip	29631-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 20 SINGLE FAM RES DIST
Legal Description	MONACO ESTATES LOT 90 PLAT 33/89B
Legal Subdivision	MONACO ESTATES
Legal Block	96
Legal Lot Number	90
Jurisdiction	PICKENS SC
Township / Civil Division	CLEMSON
Census Block Group	2
Census Block	2006
Census Tract	11207

Owner

106 Monaco Cir is owned and occupied by an individual who bought it in September 2019.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 MONACO CIR, CLEMSON, SC 29631-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Sep 10, 2019	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Deed Document Number	201913768
Deed Book / Page	2093 / 139
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	106 MONACO CIR, CLEMSON, SC 29631-1209
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000458
Date	Jan 12, 2024
Book Page	6423/331
Instrument	202400458

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	106 MONACO CIR, CLEMSON, SC 29631-1209
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020495
Date	Oct 26, 2021
Book Page	6026/53
Instrument	202120495

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 10, 2019
Property Address	106 MONACO CIR, CLEMSON, SC 29631-1209
Document Number	0000013768
Book / Page	2093 / 139
Map Reference	MB 33 PG 89-B
Instrument Date	Sep 6, 2019
Instrument	201913768
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 MONACO CIR, CLEMSON, SC 29631-1209

Mortgage

Document Number	0000013769
Date	Sep 10, 2019
Instrument	201913769

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 106 Monaco Cir was $1,991, up 9.9% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Clemson City
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (+9.88%)	$13,100 (+14.91%) Land $1,840 Building $11,260	$464,400 (+63%) Land $65,200 Building $399,200
2024	$1,812.00 (+5.29%)	$11,400 (-) Land $1,600 Building $9,800	$284,900 (-) Land $40,000 Building $244,900
2023	$1,721.00 (+2.02%)	$11,400 (-) Land $1,600 Building $9,800	$284,900 (-) Land $40,000 Building $244,900
2022	$1,687.00	$11,400 Land $1,600 Building $9,800	$284,900 Land $40,000 Building $244,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Monaco Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Monaco Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEMSON serves 17,896 people · EPA ID SC3910004
Water Source	Purchased surface water from ANDERSON REGIONAL JOINT WS
Last State Inspection	Nov 2022
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Monaco Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures