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106 Miracle Dr, Troy, MI 48084 Property Records

Oakland County property record for 106 Miracle Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1990
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Sep 2018)
Tax Bill$5,722 (2025)
Deeds & MortgagesFeb 2026 Transfer
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-21-231-005

Property Details

APN / Parcel Number

Primary APN88-20-21-231-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,790 sqft
Basement Area1,790 sqft
Unfinished Basement1,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions144 ft deep x 90 ft wide
Garage Area515 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address106 MIRACLE DR
CityTROY
StateMI
Zip48084-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB NO 4 LOT 223 1-20-88 FR 227-003
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS
Legal Lot Number1,223
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3000
Census Tract196900

Owner

Source: Oakland County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 MIRACLE DR, TROY, MI 48084-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Quit Claim Deed, Transfer
Quitclaim
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 7, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES
Jan 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Deed Document Number2018147625
Deed Book / Page52161 / 5
Prior Transfer DateJan 11, 2018
Prior Transfer Doc0000012764
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 19, 2026
Property Address106 MIRACLE DR, TROY, MI 48084-1712
Document Number20260020712
Book / Page60954 / 704
Instrument DateFeb 19, 2026
Instrument20260020712
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address106 MIRACLE DR, TROY, MI 48084-1712

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MIRACLE DR, TROY, MI 48084-1712

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address106 MIRACLE DR, TROY, MI 48084-1712
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MIRACLE DR, TROY, MI 48084-1712

Mortgage

Document Number0000056688
DateMar 3, 2021
Book Page55816/225
Instrument56688
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 7, 2018
Property Address106 MIRACLE DR, TROY, MI 48084-1712
Document Number0000147625
Book / Page52161 / 00005
Map ReferenceLB 201 PG 27&28
Instrument DateAug 22, 2018
Instrument147625
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyPREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,752.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15861 METROPOLITAN PKWY, 15861, CLINTON TOWNSHIP, MI 48036

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MIRACLE DR, TROY, MI 48084-1712

Mortgage

Document Number0000147597
DateSep 7, 2018
Instrument147597
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 26, 2018
Property Address106 MIRACLE DR, TROY, MI 48084-1712
Document Number0000012764
Book / Page051502 / 000449
Instrument DateJan 11, 2018
Instrument12764
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address106 MIRACLE DR TROY MI 480841712, TROY, MI 48084-1712

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,722.00 (-3.86%)
2023$351,960
2022$5,952.00$175,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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