106 Mill Pond Rd, Frederick, MD 21701 Property Records

Frederick County property record for 106 Mill Pond Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,412 sqft · built 2014
Lot Size	0.027 acres (1,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2026)
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-588613`

Property Details

APN / Parcel Number

Primary APN	`02-588613`
Alternative APN	`588613`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	812 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,168 sqft (0.027 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	588613
Street Address	106 MILL POND RD
City	FREDERICK
State	MD
Zip	21701-1914
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 5 PHASE 1 PLAT 1 1,168 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE
Legal Phase	1
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3006
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Feb 5, 2024	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Feb 5, 2024	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage SUPREME LNDG
Jun 18, 2018	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP
Feb 14, 2018	Deed, Transfer HUTTON PATT TITLE & ESC LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Book / Page	18004 / 259
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 13, 2026
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	1800000259
Book / Page	18004 / 259
Instrument Date	Jul 30, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	HARVEST TITLE ESCROW LLC, HARVEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 MILL POND RD, FREDERICK, MD 21701-1914

Mortgage

Document Number	1800000266,
Date	Aug 13, 2026
Book Page	18004/266

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 5, 2024
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	0167510408
Book / Page	16751 / 408
Map Reference	MB 91 PL 21-23
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3657 ASTER PL, URBANA, MD 21704-7967

Mortgage

Document Number	0016751414
Date	Feb 5, 2024
Instrument	16751/414

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 5, 2024
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	0167510408
Book / Page	16751 / 408
Map Reference	MB 91 PL 21-23
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3657 ASTER PL, URBANA, MD 21704-7967

Mortgage

Document Number	0016751414
Date	Feb 5, 2024
Instrument	16751/414

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	0133910086
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MILL POND RD FREDERICK MD 217011914, FREDERICK, MD 21701-1914

Mortgage

Document Number	0133910086
Date	Dec 10, 2019
Book Page	013391/000086

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 18, 2018
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	0124720184
Book / Page	12472 / 0184
Map Reference	MB91 PL21-23
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 MILL POND RD, FREDERICK, MD 21701-1914

Mortgage

Document Number	0012472191
Date	Jun 18, 2018
Instrument	12472/191

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 14, 2018
Property Address	106 MILL POND RD, FREDERICK, MD 21701-1914
Document Number	0122760398
Book / Page	12276 / 0398
Map Reference	MB91 PG21-23
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HUTTON PATT TITLE & ESC LLC

Transaction

Amount	Amount Recorded
Tax	$2,706.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9059 SHAD LN, ROCKVILLE, MD 20854-3137

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,767 (+5.91%)	$409,900 (+17.72%) Land $110,000 Building $299,900
2025	$6,444.00 (+12.58%)	$348,200 (+11.06%) Land $75,000 Building $273,200	$348,200 (-) Land $75,000 Building $273,200
2023	$5,724.00	$313,533	$348,200 Land $75,000 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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