106 Michael St, Bono, AR 72416 Property Records

Craighead County property record for 106 Michael St, Bono, AR 72416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,707 sqft
Lot Size	0.48 acres (20,900 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Apr 2021)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-153292-17500`

Property Details

APN / Parcel Number

Primary APN	`04-153292-17500`
Alternative APN	`877844`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,900 sqft (0.48 acres)
Lot Dimensions	209 ft deep x 100 ft wide
Driveway	Concrete Driveway
Driveway Area	1,088 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	288 sqft
Patio Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 MICHAEL ST
City	BONO
State	AR
Zip	72416-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TATE 2ND ADD PT NW NW 29-15-3 208.7X100
Legal Range	03
Legal Township	15
Legal Section	29
Legal Subdivision	TATE 2ND ADD
Legal Block	B
Legal Lot Number	3
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	BIG CREEK
Census Block Group	4
Census Block	4045
Census Tract	1200

Owner

106 Michael St is owned and occupied by two individuals who bought it in April 2021.

Source: Craighead County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 MICHAEL ST, BONO, AR 72416-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOCUS BANK
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FOCUS BANK
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	20218567
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	106 MICHAEL ST, BONO, AR 72416-9651
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R012958
Date	Jun 15, 2020
Instrument	2020R-012958

Lender

Name	FOCUS BANK
Type	Bank
Address	PARAGOULD, AR 72451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 19, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	106 MICHAEL ST, BONO, AR 72416-9651
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R023460
Date	Nov 14, 2019
Instrument	2019R-023460

Lender

Name	FOCUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 4, 2020

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Apr 8, 2021
Property Address	106 MICHAEL ST, BONO, AR 72416-9651
Document Number	2021R008567
Instrument Date	Apr 8, 2021
Instrument	2021R-008567
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4912 COUNTY ROAD 160, JONESBORO, AR 72404-0975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MICHAEL ST, BONO, AR 72416-9651

Mortgage

Document Number	2021R008568
Date	Apr 8, 2021
Instrument	2021R-008568

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 106 Michael St was $1,117.

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bono City
Unified School District	Westside Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00	$25,103 Land $1,800 Building $23,303	$125,515 Land $9,000 Building $116,515
2023	$1,117.00	$25,103 Land $1,800 Building $23,303	$125,515 Land $9,000 Building $116,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Michael St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONO WATERWORKS serves 2,550 people · EPA ID AR0000126
Water Source	Groundwater
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable · Fiber in parts of the area	2,000 / 75
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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