Champaign County property record for 106 McKinley Cir, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,988 (2022) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-302-009 |
| Primary APN | 19-27-23-302-009 |
|---|
| Lot Area | 16,814 sqft (0.386 acres) |
|---|
| Street Address | 106 MCKINLEY CIR |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PLOTNERS SUB |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | PLOTNERS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
106 McKinley Cir is owned and occupied by an individual.
Source: Champaign County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MCKINLEY CIR, PHILO, IL 61864-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 106 MCKINLEY CIR, PHILO, IL 61864-9647 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 MCKINLEY CIR, PHILO, IL 61864-9647 |
| Document Number | 0000016099 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025R16099 |
| Name | LONGVIEW BANK |
|---|---|
| Type | Bank |
| Address | TILTON, IL 61833 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 16, 2026 |
| Rate | 8.25% |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,820 Land $5,580 Building $53,240 | $176,460 Land $16,740 Building $159,720 | |
| 2022 | $2,988.00 Homeowner's exemption | $47,040 Land $4,460 Building $42,580 | $141,120 Land $13,380 Building $127,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 McKinley Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 McKinley Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless, Watch TV.
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