Stafford County property record for 106 McCarty Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,372 sqft · built 1948 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2025) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55E-1-1A |
| Primary APN | 55E-1-1A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Basement Area | 156 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Deck Area | 192 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 38023 |
|---|---|
| Old Parcel Number | 055E 1 1A |
| Street Address | 106 MCCARTY RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | PT LOT 1 1.08 AC WELLFORD SULLIVAN EST |
| Legal Subdivision | WELLFORD SULLIVAN ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10502 |
106 McCarty Rd is owned and occupied by an individual who bought it in October 2025.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MCCARTY RD, FREDERICKSBURG, VA 22405-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUPREME LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Feb 28, 2023 · Amount on File |
| Deed Document Number | 250013528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 14, 2025 |
| Property Address | 106 MCCARTY RD, FREDERICKSBURG, VA 22405-5704 |
| Document Number | 0250013528 |
| Map Reference | MB 160 PG 471 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 250013528 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FREEDOM TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 MCCARTY RD, FREDERICKSBURG, VA 22405-5704 |
| Document Number | 0250013529 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 250013529 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Feb 28, 2023 |
| Property Address | 106 MCCARTY RD, FREDERICKSBURG, VA 22405-5704 |
| Document Number | 0230002025 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 230002025 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | METRO S TITLE, METRO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 MCCARTY RD, FREDERICKSBURG, VA 22405-5704 |
| Document Number | 0230002026 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 230002026 |
| Name | SUPREME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 106 McCarty Rd was $2,898.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 | $309,400 Land $95,000 Building $214,400 | $309,400 Land $95,000 Building $214,400 |
| 2023 | $1,843.00 | $195,100 Land $90,000 Building $105,100 | $195,100 Land $90,000 Building $105,100 |
| 2021 | $1,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 McCarty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 McCarty Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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