106 Marigold Meadows, O Fallon, MO 63368 Property Records

St. Charles County property record for 106 Marigold Meadows, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,242 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,781 (Jun 2026)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T082000645`

Property Details

APN / Parcel Number

Primary APN	`T082000645`
Alternative APN	`4-0036-A428-00-103C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	486 sqft
Unfinished Basement	634 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000645
Street Address	106 MARIGOLD MDWS
City	O FALLON
State	MO
Zip	63368-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #5 LOT 103C
Legal Subdivision	VLGS AT SPRINGHURST #5
Legal Lot Number	103C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312207

Owner

Source: St. Charles County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 MARIGOLD MDWS, O FALLON, MO 63368-7453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	202628525
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 17, 2026
Property Address	106 MARIGOLD MDWS, O FALLON, MO 63368-7453
Document Number	0000028525
Instrument Date	Jun 17, 2026
Instrument	202628525
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MARIGOLD MDWS, O FALLON, MO 63368-7453
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028526,
Date	Jun 17, 2026
Instrument	202628526

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	106 MARIGOLD MDWS, O FALLON, MO 63368-7453
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MARIGOLD MDWS, O FALLON, MO 63368-7453

Mortgage

Document Number	2021R044419
Date	May 21, 2021
Instrument	2021R-044419

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,992.00	$59,976 (+11.02%)	$315,663 (+11.02%) Land $59,999 Building $255,664
2023		$54,024
2022			$284,338 Land $49,999 Building $234,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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