Caroline County property record for 106 Main St, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,234 sqft · built 1925 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Sep 2026) |
| Tax Bill | $2,634 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-006895 |
| Primary APN | 04-006895 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,234 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 346 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 006895 |
|---|---|
| Street Address | 106 MAIN ST |
| City | PRESTON |
| State | MD |
| Zip | 21655-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 15,246 SF E/S MAIN STREET TAYLOR PLAT |
| Legal Subdivision | LEVIN E TAYLORS ADD |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 955500 |
106 Main St is owned and occupied by an individual who bought it in September 2026.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MAIN ST, PRESTON, MD 21655-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING |
| Dec 22, 2020 | Grant Deed, Transfer LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Dec 22, 2020 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 1807 / 110 |
| Prior Transfer Date | Oct 17, 2014 |
| Prior Transfer Doc | 0011510032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 15, 2026 |
| Property Address | 106 MAIN ST, PRESTON, MD 21655-2200 |
| Document Number | 1807000110 |
| Book / Page | 1807 / 110 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289,870.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 106 MAIN ST, PRESTON, MD 21655-2200 |
| Document Number | 1807000117, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 1807/117 |
| Name | KEYSTONE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Dec 22, 2020 |
| Property Address | 106 MAIN ST, PRESTON, MD 21655-2200 |
| Document Number | 0014580158 |
| Book / Page | 001458 / 000158 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $227.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 MAIN ST PRESTON MD 216552200, PRESTON, MD 21655-2200 |
The 2026 property tax bill for 106 Main St was $2,634, up 5.2% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Preston Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,634.00 (+5.19%) | $185,200 (+6.64%) Land $38,300 Building $146,900 | $185,200 (-) Land $38,300 Building $146,900 |
| 2025 | $2,504.00 | $173,667 | $185,200 Land $38,300 Building $146,900 |
| 2023 | $2,171.00 | $150,600 Land $38,300 Building $112,300 | $150,600 Land $38,300 Building $112,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PRESTON serves 750 people · EPA ID MD0050005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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