106 Main St, Clayton, DE 19938 Property Records

Kent County property record for 106 Main St, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Mar 1989)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-018.07-02-12.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-04-018.07-02-12.00-000`
Alternative APNs	`DC04018.070212.00/000` `1625`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	136 ft deep x 76 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	604 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1625
Street Address	106 MAIN ST
City	CLAYTON
State	DE
Zip	19938-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	S. SD. MAIN ST., CLAYTON 106 MAIN ST.
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1059
Census Tract	40201

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 MAIN ST, CLAYTON, DE 19938-7727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit DEL-ONE FCU
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit DEL-ONE FCU
Jul 10, 2018	Deed of Trust, Mortgage DEL ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1989 · Amount on Record
Deed Sale	Mar 1, 1989 · Amount on Record
Deed Document Number	1989154 59
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Sep 3, 2026
Property Address	106 MAIN ST, CLAYTON, DE 19938-7727
Document Number	0000543655
Book / Page	14406 / 102
Instrument Date	Aug 28, 2026
Instrument	2026543655
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MAIN ST, CLAYTON, DE 19938-7727

Mortgage

Document Number	0000543655,
Date	Sep 3, 2026
Book Page	14406/102
Instrument	2026543655

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2046

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	106 MAIN ST, CLAYTON, DE 19938-7727
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MAIN ST, CLAYTON, DE 19938-7727

Mortgage

Document Number	0000479052
Date	Aug 21, 2023
Book Page	12618/117
Instrument	2023-479052

Lender

Name	DEL-ONE FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 24, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	106 MAIN ST, CLAYTON, DE 19938-7727
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438371
Date	Dec 9, 2021
Book Page	11604/214
Instrument	2021-438371

Lender

Name	DEL-ONE FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	106 MAIN ST, CLAYTON, DE 19938-7727
Document Number	0000344352
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MAIN ST CLAYTON DE 199387727, CLAYTON, DE 19938-7727

Mortgage

Document Number	0000344352
Date	Jul 18, 2018
Book Page	009208/000050
Instrument	344352

Lender

Name	DEL ONE CU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,088.00 (+1.4%)	$255,900 (+807.45%) Land $69,800 Building $186,100
2025	$1,073.00 (+43.26%)
2023	$749.00	$28,200 Land $5,300 Building $22,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures