Frederick County property record for 106 Mackenzie Ln, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,900 sqft · built 2005 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2006) |
| Tax Bill | $2,811 (2026) |
| Deeds & Mortgages | May 2021 Refinance Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L1-1-4 |
| Primary APN | 55L1-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 4,948 sqft |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8041956 |
|---|---|
| Street Address | 106 MACKENZIE LN |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED BUD RUN L4 S1 |
| Legal Subdivision | RED BUD |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51104 |
Source: Frederick County records · APN 55L1-1-4
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 MACKENZIE LN, STEPHENSON, VA 22656-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jul 06, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2006 · Amount on Record |
| Deed Sale | May 30, 2006 · Amount on Record |
| Deed Book / Page | 600 / 10263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 106 MACKENZIE LN, STEPHENSON, VA 22656-2225 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007785 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 210007785 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 06, 2020 |
| Property Address | 106 MACKENZIE LN, STEPHENSON, VA 22656-2225 |
| Document Number | 0000008401 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 8401 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 WORSHAM TER WINCHESTER VA 226026298, WINCHESTER, VA 22602-6298 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,811.00 (+10.41%) | $530,400 Land $108,000 Building $422,400 | $530,400 Land $108,000 Building $422,400 |
| 2025 | $2,546.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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