Oneida County and Utica City property record for 106 Lynch Ave, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1920 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $93,500 (Jan 2019) |
| Tax Bill | $2,177 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 329.8-3-44 |
| Primary APN | 301600 329.8-3-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05.063950 |
|---|---|
| Street Address | 106 LYNCH AVE |
| City | UTICA |
| State | NY |
| Zip | 13502-5720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-08-07-005 40X100 329.008-0003-044.000/0000 |
| Legal Block | 3 |
| Legal Lot Number | 44.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21702 |
106 Lynch Ave is owned by a company that bought it in January 2019.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 LYNCH AVE, UTICA, NY 13502-5720 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage KEY BANK NA |
| Jan 4, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICU CU |
| Jun 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 23, 2017 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | Apr 20, 2007 · Amount on File |
| Deed Document Number | 2019178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 106 LYNCH AVE, UTICA, NY 13502-5720 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | ACCURA TITLE, ACCURATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015818 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-015818 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 4, 2019 |
| Property Address | 106 LYNCH AVE, UTICA, NY 13502-5720 |
| Document Number | 0000000178 |
| Instrument Date | Nov 24, 2018 |
| Instrument | 178 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 OSWEGO ST #9 UTICA NY 135025107, 9, UTICA, NY 13502-5107 |
| Document Number | 179 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 179 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 106 LYNCH AVE, UTICA, NY 13502-5720 |
| Document Number | 0000010992 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 LYNCH AVE UTICA NY 135025720, UTICA, NY 13502-5720 |
| Document Number | 0000010992 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 10992 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 106 LYNCH AVE, UTICA, NY 13502-5720 |
| Document Number | 0000011174 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 LYNCH AVE UTICA NY 135025720, UTICA, NY 13502-5720 |
| Document Number | 0000011174 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 11174 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2026 property tax bill for 106 Lynch Ave was $2,177, up 218.3% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,177.00 (+218.27%) | ||
| 2025 | $684.00 | $51,000 Land $8,000 Building $43,000 | $137,850 Land $21,624 Building $116,226 |
| 2023 | $51,000 (-) Land $8,000 Building $43,000 | $118,605 (+11.63%) Land $18,605 Building $100,000 | |
| 2022 | $2,761.00 | $51,000 Land $8,000 Building $43,000 | $106,250 Land $16,667 Building $89,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Lynch Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1984–2011) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 Lynch Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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