106 Lums Pond Rd, Bear, DE 19701 Property Records

New Castle County property record for 106 Lums Pond Rd, Bear, DE 19701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,610 sqft · built 1988
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,362 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-038.00-042`

Property Details

APN / Parcel Number

Primary APN	`11-038.00-042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
1st Floor Area	1,305 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	1,305 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	641 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 LUMS POND RD
City	BEAR
State	DE
Zip	19701-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC40
Legal Subdivision	LUMS POND ESTS II
Legal Lot Number	37
Jurisdiction	NEW CASTLE DE
Township / Civil Division	GLASGOW
Census Block Group	2
Census Block	2016
Census Tract	14809

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 Lums Pond Rd is owned and occupied by two individuals who acquired it in December 2019.

Source: New Castle County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 LUMS POND RD, BEAR, DE 19701-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1998
Deed Sale	Feb 11, 1998
Deed Book / Page	2414 / 15
Last Transfer Date	Dec 5, 2019
Transfer Doc	0000103262
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	106 LUMS POND RD, BEAR, DE 19701-2144
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LUMS POND RD, BEAR, DE 19701-2144

Mortgage

Document Number	0000033127
Date	May 24, 2023
Instrument	20230524-0033127

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 19, 2019
Property Address	106 LUMS POND RD, BEAR, DE 19701-2144
Document Number	0000103262
Instrument Date	Dec 5, 2019
Instrument	103262
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 LUMS POND RD BEAR DE 197012144, BEAR, DE 19701-2144

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lums Pond Rd was $4,362.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,362.00	$640,700 Land $142,000 Building $498,700
2024			$388,800
2023	$3,417.00	$108,100 Land $23,600 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Lums Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lums Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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