106 Lovers Loop Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 106 Lovers Loop Rd, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,450 sqft · built 1977
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2015)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9667-16-0118-00000`

Property Details

APN / Parcel Number

Primary APN	`9667-16-0118-00000`
Alternative APN	`966709069140000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,900 sqft
Basement Area	894 sqft
Finished Basement	450 sqft
Unfinished Basement	444 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	121 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966709069140000
Street Address	106 LOVERS LOOP RD
City	ASHEVILLE
State	NC
Zip	28803-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 09/25/2015 DEE
Legal Description	DEED DATE: 09/25/2015 DEED: 5357-0649 SUBDIV: BOBBY L KUYKENDALL PROPERTY BLOCK: LOT: 2 SECTION: PLAT: 0043-0110
Legal Subdivision	BOBBY L KUYKENDALL PROPERTY
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1009
Census Tract	3201

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 LOVERS LOOP RD, ASHEVILLE, NC 28803-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST-CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	0005357649
Deed Book / Page	5357 / 649
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	106 LOVERS LOOP RD, ASHEVILLE, NC 28803-8522
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LOVERS LOOP RD, ASHEVILLE, NC 28803-8522

Mortgage

Document Number	0061351488
Date	Oct 19, 2021
Book Page	6135/1488

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	106 LOVERS LOOP RD, ASHEVILLE, NC 28803-8522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055180910
Date	Feb 7, 2017
Book Page	5518/0910

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	106 LOVERS LOOP RD, ASHEVILLE, NC 28803-8522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059590160
Date	Oct 7, 2020
Book Page	5959/160

Lender

Name	FIRST-CITIZENS BANK & TRUST COMPANY
Type	Non-Lending Institution
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (+11.02%)	$327,000 (-)
2023	$1,996.00	$327,000	$327,000 (-) Land $65,000 Building $262,000
2021			$327,000 Land $65,000 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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