106 Lovelace, Irvine, CA 92620 Property Records

Orange County property record for 106 Lovelace, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,922 sqft · built 2019
Lot Size	0.11 acres (4,808 sqft)
Owner	Individual Name on File
Last Sale	$1,516,500 (Oct 2019)
Tax Bill	$20,366 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`553-041-25`

Property Details

APN / Parcel Number

Primary APN	`553-041-25`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,922 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	4,808 sqft (0.11 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	106 LOVELACE
City	IRVINE
State	CA
Zip	92620-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18052 BLK LOT 25
Legal Tract	18052
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52421

Owner

106 Lovelace is owned by an individual who bought it in October 2019.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	78 MEDFORD, IRVINE, CA 92620-2153
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HSBC BANK USA
Apr 2, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY NATIONAL, FIRST AMERICAN TITLE CO NAT'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	2019000428094
Record Updated	Jun 8, 2026

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 30, 2019
Property Address	106 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000428094
Map Reference	MB 965 PG 32-42
Instrument Date	Sep 12, 2019
Instrument	2019000428094
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	78 MEDFORD, IRVINE, CA 92620-2153

Mortgage

Document Number	0000428095
Date	Oct 30, 2019
Instrument	2019000428095

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.92%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.92%
Index	1-Year LIBOR
Max Rate	7.92%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2019
Property Address	106 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000103582
Instrument Date	Mar 29, 2019
Instrument	103582
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE COMPANY NATIONAL, FIRST AMERICAN TITLE CO NAT'L

Transaction

Amount	Amount on Record
Tax	$3,778.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5171 CALIFORNIA AVE #120 IRVINE CA 926173036, 120, IRVINE, CA 92617-3036
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lovelace was $20,366.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,366.00	$1,658,140 Land $950,891 Building $707,249
2023	$19,624.00 (+1.74%)	$1,593,753 Land $913,966 Building $679,787
2022	$19,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 106 Lovelace in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lovelace is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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