106 Locust St, Victoria, IL 61485 Property Records

Knox County property record for 106 Locust St, Victoria, IL 61485

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1906
Lot Size0.248 acres (10,814 sqft)
OwnerIndividual Name on File
Tax Bill$1,516 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-18-101-011

Property Details

APN / Parcel Number

Primary APN08-18-101-011

Interior

Stories1 Story
Building Area912 sqft Base Area
1st Floor Area912 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Construction TypeFrame
Lot Area10,814 sqft (0.248 acres)
Garage Area1,800 sqft
Parking Spaces6 Parking Spaces

Location & Zoning

Street Address106 LOCUST ST
CityVICTORIA
StateIL
Zip61485-5074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 5. VILLAGE OF VICTORIA
Legal SubdivisionVILLAGE VICTORIA
Legal Block5
Legal Lot Number4
JurisdictionKNOX IL
Township / Civil DivisionVICTORIA
Census Block Group1
Census Block1087
Census Tract100

Owner

106 Locust St is owned and occupied by an individual.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address106 LOCUST ST, VICTORIA, IL 61485-5074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address106 LOCUST ST, VICTORIA, IL 61485-5074
Document Number0001051144
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 LOCUST ST VICTORIA IL 614855074, VICTORIA, IL 61485-5074

Mortgage

Document Number0001051144
DateSep 26, 2018
Instrument1051144
Lender
NameFARMERS & MECHANICS BK
TypeBank
AddressGALESBURG, IL 61402-1208
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 106 Locust St was $1,516 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKnox County
County SubdivisionVictoria Township
MunicipalityVictoria Village
Unified School DistrictROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,516.00$23,790 Land $4,080 Building $19,710$71,370 Land $12,240 Building $59,130
2022$1,291.00$20,130 Land $3,460 Building $16,670$60,390 Land $10,380 Building $50,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVICTORIA
serves 268 people · EPA ID IL0950550
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid Century Telephone Cooperative
Fiber
1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Locust St

Nearby Streets

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