106 Locust Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 106 Locust Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1973
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,100 (Oct 2015)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R167270`

Property Details

APN / Parcel Number

Primary APN	`R167270`
Alternative APNs	`60463200400300111` `167270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	75 sqft
Storage Building	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 LOCUST DR
City	RED OAK
State	TX
Zip	75154-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 4 HAMPTON ACRES #2 .88 AC
Legal Subdivision	HAMPTON ACRES #2
Legal Block	4
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1020
Census Tract	60215

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 LOCUST DR, RED OAK, TX 75154-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on Record
Deed Sale	Oct 19, 2015 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	201526650
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0000026650
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	106 LOCUST DR, RED OAK, TX 75154-3822
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LOCUST DR, RED OAK, TX 75154-3822

Mortgage

Document Number	0002404981
Date	Feb 21, 2024
Instrument	2404981

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	106 LOCUST DR, RED OAK, TX 75154-3822
Document Number	0000033329
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 LOCUST DR OAK LEAF TX 751543822, OAK LEAF, TX 75154-3822

Mortgage

Document Number	0000033329
Date	Sep 17, 2020
Instrument	33329

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,624 (+7.56%) Land $125,000 Building $204,624	$329,624 (-0.43%) Land $125,000 Building $204,624
2025	$3,821.00 (-0.44%) Homeowner's exemption	$306,465 (-4.17%) Land $125,000 Building $206,031	$331,031 (+3.51%) Land $125,000 Building $206,031
2024	$3,838.00 (+13.32%)
2023	$3,387.00 (-15.45%) Homeowner's exemption	$319,809 Land $125,000 Building $194,809	$319,809 Land $125,000 Building $194,809
2018	$4,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Element8, Nextlink.

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