Westmoreland County property record for 106 Locust Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 770 sqft · built 1955 |
| Lot Size | 0.318 acres (13,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Oct 2021) |
| Tax Bill | $445 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A4-2-9-19 |
| Primary APN | 3A4-2-9-19 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 13,881 sqft (0.318 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24054 |
|---|---|
| Street Address | 106 LOCUST AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | BLUFF POINT LOT 19 BK 9DB 948 PG 87 |
| Legal Subdivision | BLUFF POINT FARM SD |
| Legal Block | 9 |
| Legal Lot Number | 19 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10402 |
Source: Westmoreland County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Nov 5, 2018 | Warranty Deed, Transfer · ARM VIRGINIA PARTNERS BANK |
| Nov 5, 2018 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2018 · Amount on Record |
| Deed Document Number | 20219480087 |
| Prior Transfer Date | Nov 1, 2018 |
| Prior Transfer Doc | 0009130226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 1, 2021 |
| Property Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Document Number | 09480087 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 09480087 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Document Number | 09480090 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 09480090 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Nov 5, 2018 |
| Property Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Document Number | 0009130229 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 09130229 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Document Number | 0009130232 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 09130232 |
| Name | VIRGINIA PARTNERS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2024 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Nov 5, 2018 |
| Property Address | 106 LOCUST AVE, COLONIAL BEACH, VA 22443-4721 |
| Document Number | 0009130226 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 09130226 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 129, COLONIAL BEACH, VA 22443-0129 |
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445.00 (+4.95%) | $106,100 (-) Land $47,500 Building $58,600 | $106,100 (-) Land $47,500 Building $58,600 |
| 2023 | $106,100 Land $47,500 Building $58,600 | $106,100 Land $47,500 Building $58,600 | |
| 2022 | $424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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