106 Lemon Ln, Palatka, FL 32177 Property Records

Putnam County property record for 106 Lemon Ln, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,348 sqft · built 1967
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Aug 2023)
Tax Bill$2,806 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-10-26-0000-0201-0000

Property Details

APN / Parcel Number

Primary APN22-10-26-0000-0201-0000
Alternative APN
  • 81053

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Lot Area16,117 sqft (0.37 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchFinished/Open Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number81053
Street Address106 LEMON LN
CityPALATKA
StateFL
Zip32177-8596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22/10/26 PT OF NW 1/4 OF SE, 1/4 OF NW 1/4 OR 193 P 349
Legal Range26E
Legal Township10S
Legal Section22
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1007
Census Tract950600

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 LEMON LN, PALATKA, FL 32177-8596
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleMay 17, 2006 · Amount on Record
Deed Document Number202318345
Deed Book / Page1721 / 1562
Prior Transfer DateFeb 23, 2000
Prior Transfer Doc0008180869
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateAug 16, 2023
Property Address106 LEMON LN, PALATKA, FL 32177-8596
Document Number0017211562
Book / Page1721 / 1562
Instrument DateAug 10, 2023
Instrument202354018345
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address811 GEORGETOWN DENVER RD, CRESCENT CITY, FL 32112-5205

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 LEMON LN, PALATKA, FL 32177-8596

Mortgage

Document Number0017211564
DateAug 16, 2023
Instrument1721/1564
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,806.00 (-15.51%)$187,970 (+0.24%) Land $6,400 Building $181,570$187,970 (+0.24%) Land $6,400 Building $181,570
2023$3,321.00 (+198.92%)$187,520 (+98.37%)$187,520 (+16.5%) Land $4,800 Building $182,720
2022$1,111.00 Homeowner's exemption$94,530$160,960 Land $4,800 Building $156,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Lemon Ln

Nearby Streets

Search Property Records by Address or Parcel Number