Torrington City property record for 106 Lawrence Ln, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 872 sqft · built 1983 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Apr 2019) |
| Tax Bill | $5,820 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Mortgage + 3 more |
| APN | 000154 |
| Primary APN | 000154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| Gross Area | 1,928 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 446 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 154 |
|---|---|
| Street Address | 106 LAWRENCE LN |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310803 |
106 Lawrence Ln is owned and occupied by an individual who acquired it in May 2025.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC |
| Jun 13, 2025 | Quit Claim Deed, Transfer · Line of Credit TOP FLITE FINANCIAL INC |
| Apr 8, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage MUTUAL OF OMAHA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on File |
| Deed Sale | Apr 8, 2019 · Amount on File |
| Deed Document Number | 2019445560 |
| Deed Book / Page | 1283 / 975 |
| Last Transfer Date | May 2, 2025 |
| Transfer Doc | 0000501962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Apr 7, 2026 |
| Property Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Document Number | 01456-1128 |
| Book / Page | 1456 / 1128 |
| Instrument Date | Mar 29, 2026 |
| Instrument | 2026507357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Document Number | 0000507357, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1456/1128 |
| Instrument | 2026507357 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001345-875 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 1345/875 |
| Instrument | 2021-468959 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 001325-735 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 1325/735 |
| Instrument | 2021-461755 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jun 13, 2025 |
| Property Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Document Number | 01438-1034 |
| Book / Page | 1438 / 1034 |
| Instrument Date | May 2, 2025 |
| Instrument | 2025-501962 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Document Number | 2025501963 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2025-501963 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Apr 8, 2019 |
| Property Address | 106 LAWRENCE LN, TORRINGTON, CT 06790-4444 |
| Document Number | 1283-975 |
| Book / Page | 1283 / 975 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019-445560 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2019445561 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 2019-445561 |
| Name | MUTUAL OF OMAHA MTG |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 106 Lawrence Ln was $5,820, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,820.00 (-12.98%) | $173,950 (-) Land $37,730 Building $136,220 | $287,724 (+136.29%) |
| 2025 | $6,688.00 | $173,950 Land $37,730 Building $136,220 | $121,765 Land $26,411 Building $95,354 |
| 2024 | $6,688.00 (+41.19%) | ||
| 2023 | $4,737.00 (+10.91%) | $98,760 (+9.01%) Land $30,870 Building $67,890 | |
| 2022 | $4,271.00 | $90,600 Land $30,870 Building $59,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 106 Lawrence Ln.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Lawrence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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