Cecil County property record for 106 Lance Ct, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,376 sqft Total Area |
| Lot Size | 35,719 sqft (0.82 acres) |
| Garage | Attached, 836 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2021) |
| Tax Bill | $4,337.00 (2025) |
| Primary APN | 05-091446 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,376 sqft Total Area |
| Basement Area | 850 sqft Basement |
| Finished Basement | 850 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 35,719 sqft (0.82 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 836 sqft Garage |
| Deck Area | 256 sqft Deck |
| Porch Area | 528 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 091446 |
|---|---|
| Street Address | 106 LANCE CT |
| City | ELKTON |
| State | MD |
| Zip | 21921-8424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 - .8276 ACRE 106 LANCE COURT PEMBREY |
| Legal Subdivision | PEMBREY |
| Legal Lot Number | 15 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 5, NORTH EAST |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 30904 |
Source: Cecil County records · APN 05-091446
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 LANCE CT, ELKTON, MD 21921-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Jul 13, 2021 | Deed, Transfer · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2005 · Amount on Record |
| Deed Book / Page | 4932 / 357 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 106 LANCE CT, ELKTON, MD 21921-8424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044020313 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 4402/313 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | HUNT VALLEY, MD 21031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 13, 2021 |
| Property Address | 106 LANCE CT, ELKTON, MD 21921-8424 |
| Document Number | 0049320357 |
| Book / Page | 4932 / 357 |
| Map Reference | MB NDS 13 FO 88&90 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TIFLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 106 LANCE CT, ELKTON, MD 21921-8424 |
| Document Number | 0004932363 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 4932/363 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,100 (+19.88%) Land $132,800 Building $298,300 | $431,100 (+19.88%) Land $132,800 Building $298,300 | |
| 2025 | $4,337.00 (+30.2%) Homeowner's exemption | ||
| 2023 | $3,331.00 Homeowner's exemption | $359,600 Land $132,800 Building $226,800 | $359,600 Land $132,800 Building $226,800 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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