106 Lancaster Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 106 Lancaster Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,082 sqft · built 1980
Lot Size	2.11 acres (91,913 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Nov 2017)
Tax Bill	$8,549 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-713-90009577`

Property Details

APN / Parcel Number

Primary APN	`02-713-90009577`
Alternative APNs	`2-713-90009577` `71390009577`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,082 sqft Living Area
Gross Area	5,304 sqft
1st Floor Area	2,597 sqft
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	91,913 sqft
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	498 sqft
Deck Area	633 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	71390009577
Street Address	106 LANCASTER CT
City	ANNAPOLIS
State	MD
Zip	21401-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 SC 2 PL 1 SALTWORKS ON SEVERN
Legal Subdivision	SALTWORKS ON SEVERN
Legal Block	2
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 LANCASTER CT, ANNAPOLIS, MD 21401-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit NANCY JEAN SMITH SIMPSON
Nov 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Feb 14, 2006 · Amount on Record
Deed Document Number	201731574-361
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 28, 2026
Property Address	106 LANCASTER CT, ANNAPOLIS, MD 21401-2902
Document Number	4238000354
Book / Page	42389 / 354
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Investor	Possibly a Property Investor

Mortgage

Document Number	4238000354,
Date	May 28, 2026
Book Page	42389/354

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Jan 7, 2031

Interest

Rate	6.22%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	106 LANCASTER CT, ANNAPOLIS, MD 21401-2902
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0403340486
Date	Apr 2, 2024
Book Page	40334/486

Lender

Name	NANCY JEAN SMITH SIMPSON
Type	Private Party
Address	PO BOX 6259, ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 16, 2017
Property Address	106 LANCASTER CT, ANNAPOLIS, MD 21401-2902
Document Number	0315740361
Book / Page	031574 / 000361
Instrument Date	Nov 16, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	106 LANCASTER CT ANNAPOLIS MD 214012902, ANNAPOLIS, MD 21401-2902

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,900 (+0.73%)	$936,300 (+2.19%) Land $408,900 Building $527,400
2025	$8,549.00 (+12.87%) Homeowner's exemption	$916,200 (+16.01%) Land $408,900 Building $507,300	$916,200 (-) Land $408,900 Building $507,300
2023	$7,574.00 Homeowner's exemption	$789,733	$916,200 Land $408,900 Building $507,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Nearby Properties on Lancaster Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures