106 Lakeshore Dr, Struthers, OH 44471 Property Records

Mahoning County property record for 106 Lakeshore Dr, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1979
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on File
Last Sale	$123,900 (Dec 1995)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-025-0-091.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-025-0-091.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	144 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	100 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	106 LAKESHORE DR
City	STRUTHERS
State	OH
Zip	44471-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6546 85.17 X 144.6 IRR LAKE SHORE DR
Legal Subdivision	LAKE SHORE DR
Legal Lot Number	6546
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	3
Census Block	3011
Census Tract	810700

Owner

106 Lakeshore Dr is owned and occupied by two individuals who bought it in December 1995.

Source: Mahoning County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 LAKESHORE DR, STRUTHERS, OH 44471-1454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 1995 · Amount on File
Deed Sale	Dec 27, 1995 · Amount on File
Prior Sale	Sep 26, 1979
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Apr 8, 2026
Property Address	106 LAKESHORE DR, STRUTHERS, OH 44471-1454
Document Number	006732/451
Book / Page	6732 / 451
Instrument Date	Apr 7, 2026
Instrument	20266973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAKESHORE DR, STRUTHERS, OH 44471-1454

Mortgage

Document Number	0000006973,
Date	Apr 8, 2026
Book Page	6732/451
Instrument	20266973

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	106 LAKESHORE DR, STRUTHERS, OH 44471-1454
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6460/2339
Date	Jul 26, 2021
Book Page	6460/2339
Instrument	202100020462

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lakeshore Dr was $2,349 with a homeowner's exemption, down 0.6% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (-0.63%)	$66,620 (-) Land $9,270 Building $57,350	$190,350 Land $26,490 Building $163,860
2024	$2,364.00 (+0.64%) Homeowner's exemption	$66,620 (-) Land $9,270 Building $57,350
2023	$2,349.00 (+35.7%) Homeowner's exemption	$66,620 (+63.32%) Land $9,270 Building $57,350	$190,350 (+63.36%) Land $26,490 Building $163,860
2022	$1,731.00 Homeowner's exemption	$40,790 Land $8,600 Building $32,190	$116,520 Land $24,560 Building $91,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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