106 Lake Dr, Hickory, NC 28601 Property Records

Burke County property record for 106 Lake Dr, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1933
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2026)
Tax Bill	$1,407 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2774745371`

Property Details

APN / Parcel Number

Primary APN	`2774745371`
Alternative APN	`20107`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Porch	Slab
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 LAKE DR
City	HICKORY
State	NC
Zip	28601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO ZONING
Legal Description	106 LAKE DR HICKORY, NC 28601
Legal Subdivision	PACIFIC MILLS
Jurisdiction	BURKE NC
Township / Civil Division	ICARD
Census Block Group	1
Census Block	1019
Census Tract	21000

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 LAKE DR, HICKORY, NC 28601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FINEX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	202626008544
Deed Book / Page	2896 / 28
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	0016570631
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 8, 2026
Property Address	106 LAKE DR, HICKORY, NC 28601
Document Number	0026008544
Book / Page	2896 / 28
Instrument Date	Sep 3, 2026
Instrument	202626008544
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAKE DR, HICKORY, NC 28601

Mortgage

Document Number	0026008544,
Date	Sep 8, 2026
Book Page	2896/31
Instrument	202626008544

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	2896000044,
Date	Sep 8, 2026
Book Page	2896/44

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 14, 2022
Property Address	106 LAKE DR, HICKORY, NC 28601
Document Number	0026610104
Book / Page	2661 / 104
Map Reference	MB 3 PG 94
Instrument Date	Dec 14, 2022
Instrument	2021028800
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 BLACKSTONE CT, STATESVILLE, NC 28677-9069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CAYUGA CT, PALM COAST, FL 32137-8955

Mortgage

Document Number	2021028801
Date	Dec 14, 2022
Instrument	2021028801

Lender

Name	FINEX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Rhodhiss Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,407.00 (+0.36%)	$121,377 (-) Land $10,800 Building $110,577	$121,377 (-) Land $10,800 Building $110,577
2025	$1,402.00 (-0.14%)	$121,377 (-) Land $10,800 Building $110,577	$121,377 (-) Land $10,800 Building $110,577
2023	$1,404.00	$121,377 Land $10,800 Building $110,577	$121,377 Land $10,800 Building $110,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RHODHISS serves 867 people · EPA ID NC0114035
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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