106 Lac Palourde Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 106 Lac Palourde Dr, Luling, LA 70070

Property Summary

Property TypeSingle Family Home
Details3,211 sqft · built 2018
Lot Size0.469 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Feb 2018)
Tax Bill$4,177 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
+ 4 more
APN1-055 005 00016

Property Details

APN / Parcel Number

Primary APN1-055 005 00016

Interior

Building Area3,211 sqft Living Area

Exterior

Year BuiltBuilt 2018
Lot Area20,473 sqft (0.469 acres)

Location & Zoning

Street Address106 LAC PALOURDE DR
CityLULING
StateLA
Zip70070-4289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16, SQ. 5, ASHTON PLANTATION, PHASE 1-A
Legal SubdivisionASHTON PLTN , PHASE 1-A & 1-B
Legal Phase1-A
Legal Block5
Legal Lot Number16
JurisdictionST CHARLES LA
Township / Civil Division7
Census Block Group2
Census Block2025
Census Tract62800

Owner

106 Lac Palourde Dr is owned and occupied by two individuals who bought it in February 2018.

Source: St. Charles Parish records, as of February 6, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address106 LAC PALOURDE DR, LULING, LA 70070-4289
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONPATH FCU
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONPATH FCU
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONPATH FCU
Aug 19, 2019Deed of Trust, Mortgage
IBERIABANK
Feb 16, 2018Deed of Trust, Mortgage
FBT MTG
May 4, 2017Grant Deed, Transfer
RIVERVIEW TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2018 · Amount on File
Deed SaleFeb 21, 2018 · Amount on File
Prior SaleMar 13, 2006 · Amount on File
Deed Document Number430422
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019410466
DateJun 10, 2021
Book Page1941/466
Instrument459694
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018610290
DateMay 22, 2020
Book Page1861/290
Instrument448927
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018610272
DateMay 22, 2020
Book Page1861/272
Instrument448926
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Document Number0018240723
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address106 LAC PALOURDE DR LULING LA 700704289, LULING, LA 70070-4289

Mortgage

Document Number0018240723
DateSep 9, 2019
Book Page001824/000723
Instrument443483
Lender
NameIBERIABANK
TypeBank
AddressNEW ORLEANS, LA 70130
Agreement
AmountAmount on Record

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Document Number0017530745
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2018
Title CompanyCHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 LAC PALOURDE DR LULING LA 700704289, LULING, LA 70070-4289

Mortgage

Document Number0017530745
DateFeb 21, 2018
Book Page001753/000745
Instrument430423
Lender
NameFBT MTG
TypeMortgage Company
AddressOCEAN SPRINGS, MS 39564
Agreement
AmountAmount on Record
Term360 Months
DueFeb 20, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES LA
Recording DateMay 4, 2017
Property Address106 LAC PALOURDE DR, LULING, LA 70070-4289
Document Number0008460434
Book / Page000846 / 000434
Instrument DateMay 2, 2017
Instrument423579
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyRIVERVIEW TITLE

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2758 BELLEVUE LAKES DR PAULINA LA 707632535, PAULINA, LA 70763-2535

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lac Palourde Dr was $4,177 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,177.00 (-1.53%) Homeowner's exemption$48,830 (-) Land $11,450 Building $37,380$488,300 (-) Land $114,500 Building $373,800
2024$4,242.00 (+1.6%) Homeowner's exemption$48,830 (+8.75%) Land $11,450 Building $37,380$488,300 (+8.75%) Land $114,500 Building $373,800
2023$4,175.00 (-4.53%) Homeowner's exemption$44,903 (-) Land $9,650 Building $35,253$449,030 (-) Land $96,500 Building $352,530
2022$4,373.00 Homeowner's exemption$44,903 Land $9,650 Building $35,253$449,030 Land $96,500 Building $352,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 106 Lac Palourde Dr; there have been 29 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 234 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA8 of 29
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Ida, Aug 2021 · 7 claims
  • Hurricane Isaac, Aug 2012 · 2 claims
  • Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lac Palourde Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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