106 Kaila Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 106 Kaila Ln, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,234 sqft · built 1966
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Dec 2015)
Tax Bill	$9,307 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-321-31`

Property Details

APN / Parcel Number

Primary APN	`089-321-31`
Alternative APN	`089-321-31-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,234 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	100,188 sqft
Terrain	Steep
Deck Area	1,039 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	106 KAILA LN
City	BOULDER CREEK
State	CA
Zip	95006-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3036
Census Tract	120500

Owner

106 Kaila Ln is owned and occupied by an individual who acquired it in April 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	106 KAILA LN, BOULDER CREEK, CA 95006-9565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on File
Deed Sale	Dec 18, 2015 · Amount on File
Prior Sale	Nov 7, 1997 · Amount on File
Deed Document Number	201550401
Last Transfer Date	Apr 8, 2022
Transfer Doc	0000013814
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	106 KAILA LN, BOULDER CREEK, CA 95006-9565
Document Number	0000021893
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 KAILA LN BOULDER CREEK CA 950069565, BOULDER CREEK, CA 95006-9565

Mortgage

Document Number	0000021893
Date	Jun 22, 2020
Instrument	21893

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065-1409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	106 KAILA LN, BOULDER CREEK, CA 95006-9565
Document Number	0000014688
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	REGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 KAILA LN BOULDER CREEK CA 950069565, BOULDER CREEK, CA 95006-9565

Mortgage

Document Number	0000014688
Date	Apr 29, 2020
Instrument	14688

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	106 KAILA LN, BOULDER CREEK, CA 95006-9565
Document Number	0000039249
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 KAILA LN BOULDER CREEK CA 950069565, BOULDER CREEK, CA 95006-9565

Mortgage

Document Number	0000039249
Date	Nov 21, 2017
Instrument	39249

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063-0907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 106 Kaila Ln was $9,307 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,857 (+2%) Land $482,989 Building $301,868
2025	$9,307.00 Homeowner's exemption	$769,468 Land $473,519 Building $295,949
2023	$8,946.00 (+2.42%)	$739,589 Land $455,132 Building $284,457	$782,550
2022	$8,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Kaila Ln in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1982–2000)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2000 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Kaila Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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